Lake Ozark, MO Homes between $400,000 and $450,000 for Sale

Lake Ozark, MO, is a prime destination for those seeking beautiful homes amid stunning natural landscapes and recreational opportunities. The real estate market in this area offers a variety of properties that cater to diverse lifestyles, making it an appealing choice for families, retirees, and vacationers alike. Homes in this price range often feature modern amenities, spacious layouts, and gorgeous views of the lake, providing both comfort and tranquility. Many properties are situated in vibrant communities with access to local attractions, including dining, shopping, and outdoor activities, allowing residents to fully embrace the lake lifestyle. Whether you're looking for a primary residence or a vacation getaway, Lake Ozark offers an array of options that promise a life of leisure and enjoyment by the water.

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Newest Lake Ozark, MO Homes between $400,000 and $450,000 for Sale

$430,000

3 Beds ⋅ 4 Baths ⋅ 3589954 MLS

Lakeview home at the 7MM with excellent nightly rental potential! Spacious main level features vaulted ceilings, stone wood-burning fireplace, built-in shelving, beautiful lake views, and plenty of natural light. The updated kitchen offers black granite countertops and stainless-steel appliances and opens to a light and bright formal dining area. The primary suite is a true retreat with dual bathrooms, sitting area, private sunroom, and dedicated hot tub room. The lower level offers tons of potential to finish additional living space, bunk room, game room, and bathroom to accommodate even more guests. Oversized 2-car-deep garage includes heating and cooling, workshop space, and an additional laundry area. Fantastic location within walking distance to Horny Toad and Shady Gators for pools, dining, and entertainment. A rare opportunity to create the ultimate Lake Ozark getaway or investment property!

2264 Bittersweet Road, Lake Ozark

$419,000

3 Beds ⋅ 3 Baths ⋅ 3589948 MLS

Wake up to sweeping main channel views and enjoy the privacy of this beautifully updated top-floor end unit at Regatta Bay. This 3-bedroom, 3-bath condo has generated more than $154,000 in gross rental revenue since March 2023, creating an outstanding opportunity for buyers seeking both a Lake retreat and proven income potential. With no neighbors above or on one side, the bright, open floor plan offers abundant natural light, luxury vinyl plank flooring, quartz countertops, stainless steel appliances, a cozy fireplace, and stylish finishes throughout. The spacious primary suite features a walk-in closet and private bath, while two additional bedrooms and baths provide plenty of room for family and guests. Step outside to the large lakeside deck and enjoy the view, or head down to your 14x36 boat slip conveniently located behind the building. Offered fully furnished and turnkey, this property is ready to enjoy or continue as a rental. Regatta Bay amenities include pools and a clubhouse, all near H. Toad’s, Shady Gators, the Bagnell Dam Strip, shopping, dining, and entertainment.

418 Regatta Bay Drive Unit 4A, Lake Ozark

$450,000

4 Beds ⋅ 2 Baths ⋅ 3588987 MLS

Welcome home to effortless one-level living in this beautifully renovated retreat, where modern updates meet the peaceful beauty of nature. Every detail has been thoughtfully redone, including new flooring, an inviting new kitchen, and beautifully updated bathrooms, creating a move[in-ready home you'll love from the moment you arrive. Nestled in a serene wooded setting, this home offers the feeling being surrounded by nature while still enjoying the comforts of a welcoming community. The open-concept design is filled with natural light thanks to expansive windows that frame the beautiful wooded views and bring the outdoors in. Gather around the cozy wood-burning fireplace on chilly evenings or step outside to the spacious wrap around deck - perfect for morning coffee, entertaining friends, or simply relaxing as you take in the beautiful surroundings. The spacious primary suite provides a private retreat, complemented by two additional bedrooms and two and half updated bathrooms. When summer arrives, enjoy the 2 community pools, private boat ramp, pickleball/tennis courts and a playground/picnic area. Enjoy easy living in a setting you'll never want to leave.

182 Black Hawk Terrace, Lake Ozark

$409,000

4 Beds ⋅ 4 Baths ⋅ 3589426 MLS

The Perfect Family Home — Recently Remodeled & Move-In Ready! Welcome to your family’s dream home! This beautiful 4-bedroom, 3.5-bath home offers plenty of room for everyone, featuring an open layout and sitting on almost an acre of land in a wonderful family-friendly neighborhood where kids can play and explore. Inside, you’ll find a new kitchen and updated bathrooms, along with thoughtful upgrades throughout, including a NEW HVAC, NEW water heater, NEW interior paint, trim, and flooring—all completed in 2022! With two living areas, there’s plenty of space for family movie nights, entertaining, or simply enjoying a quiet evening at home. Families will love the convenient location, just minutes from top-rated schools, shopping, dining, and the local theater. With space to grow, play, and make lasting memories, this home truly has everything a family could want. Don’t miss the opportunity to make this beautiful house your home!

21 Winding Woods Road, Lake Ozark

$435,000

4 Beds ⋅ 3 Baths ⋅ 3589355 MLS

Rare 2-level, 4BR/3BA luxury waterfront condo at the premier 1-Mile Marker of Lake of the Ozarks! Located in an elite gated community with elevator access to your door and the docks, this unique layout is a rare find.The main level features an open-concept layout combining a living room, dining room, and large kitchen with a breakfast bar. Enjoy stunning lake views from your 2 decks: the upper is screened, and the lower is open. The premier primary suite boasts lake views, a walk-in closet, dual vanity, a walk-in shower, and a jetted soaking tub, the perfect place to relax after a day on the water. Two bedrooms and a full bath complete this level.Take the space-saving spiral staircase down to the lower level entertainment hub, featuring a family room with a wet bar, beverage cooler, and a fourth lakeside guest bedroom. Outstanding outdoor spaces include a front patio with a storage closet and piped-in gas for your grill. Step right off your lower deck to your included 12x32 boat slip and 2 PWC spaces with lifts.Complex amenities feature gate code entry, a lakefront pool, a hot tub, and a playground.Turn Dreams to Reality, Call Today!

68 Lighthouse Road Unit 112, Lake Ozark

$424,900

3 Beds ⋅ 3 Baths ⋅ 3589336 MLS

803 East Harbour Towne Drive #E-803 in Lake Ozark brings together the pieces buyers want for easy Lake of the Ozarks living. This updated 3-bedroom, 3-bath end-unit condo offers 1,520 sq ft of one-level living and comes furnished with a 14x40 boat slip with potential to expand to 16x40. The bright, open kitchen, dining and living areas flow together for effortless entertaining, while expansive windows keep the lake front and center. Step onto the covered, screened deck for morning coffee, evening cocktails or simply watching the boats go by at the 2 Mile Marker. Each bedroom has convenient access to a full bath, giving family and guests room to spread out. Harbour Towne offers community pools, clubhouse, fitness facilities, tennis courts, playground and more. Rentals are allowed, adding flexibility as a full-time home, lake getaway or investment property. A detached garage is available for an additional $30,000.

803 East Harbour Towne Drive Unit E-803, Lake Ozark

$450,000

3 Beds ⋅ 3 Baths ⋅ 3588738 MLS

Experience the rare opportunity to own a stand-alone villa in The Breakers Condo Complex in Lake of the Ozarks. Offering privacy with no neighbors above, below, or on either side while still enjoying the outstanding amenities of the community, including a lakeside pool and tennis courts. Floor-to-ceiling windows showcase breathtaking lake views and fill the home with natural light, creating a warm and inviting atmosphere. Being sold fully furnished and turnkey, this villa is ready for you to begin enjoying Lake of the Ozarks from day one. The sale includes a coveted 16x40 cruiser boat slip on the protected side of the community dock, plus a PWC slip, making it the perfect setup for boating enthusiasts. Ideally located at the 3 Mile Marker, you'll love spending evenings taking in some of the lake's most spectacular sunset views. Love the peace and quiet with a neighborhood that doesn't allow short term rentals. Call for a private showing today!

675 Cedar Road Unit 675, Lake Ozark

$415,000

3 Beds ⋅ 3 Baths ⋅ 3588754 MLS

Welcome to this spacious 3 bedroom, 3 bath top-floor condo at Regatta Bay, offering vaulted ceilings and a big main channel view. With a prime location at the 12 MM on Horseshoe Bend, you’ll be close to both fine and casual dining, shopping, golf, entertainment, and some of the best water action at the Lake. This partially furnished condo includes a 12 x 30 boat slip with easy access in front of the condo, a rare find with two storage closets—one on the deck and one outside the front door—and a walk-in laundry room with pantry. Recent updates include a beautifully tiled master bath shower and vanity top, and LVP flooring. The expansive lakeside deck will be your favorite place for a beverage and watching the boat action. Regatta Bay stands out with acres of green space, plenty of parking, and resort-style amenities including two pools, tennis and pickleball courts, playground, covered picnic pavilion, grilling stations, fire pit, and pet stations. With 1,600 square feet, this condo is ideal for full-time living, a vacation getaway, or investment use. Call for your private tour today.

488 Regatta Bay Circle Unit 4B, Lake Ozark

$439,000

3 Beds ⋅ 3 Baths ⋅ 3588115 MLS

Enjoy lake life at its best in this beautifully updated 3-bedroom, 3-bathroom condo that is truly move-in ready. This spacious, turn-key property offers an open floor plan, comfortable living spaces, plenty of room for family and friends, and a walk-in level entry for easy access. The updated kitchen features granite countertops, soft-close cabinets, and a larger pantry, making it both stylish and functional. You'll also appreciate two large storage areas, providing plenty of room for all your lake toys and essentials. Step outside and take in the lake views from your Suntastic window enclosed deck, complete with an outside full-size refrigerator-perfect for entertaining and keeping drinks cold after a day on the water. Then head down to your boat dock by car and enjoy a day on the water. Whether you're looking for a full-time residence, weekend getaway, or investment opportunity, this condo has everything you need to start enjoying the Lake of the Ozarks lifestyle from day one. Just bring your suitcase and start making memories!

344 Regatta Bay Drive Unit 3B, Lake Ozark

$439,000

3 Beds ⋅ 3 Baths ⋅ 3587579 MLS

Experience effortless lakefront living in this top-floor 3-bedroom, 3-bath condo at the highly sought-after Monarch Cove Condominiums! Located at the 2 MM in the heart of Lake Ozark, this prime lakefront location puts you just minutes from the area’s top waterfront restaurants, entertainment, shopping, and attractions, so you’ll never miss out on the fun. Inside, the spacious open-concept floor plan is designed for comfortable living and easy entertaining, while expansive windows and an oversized covered deck showcase stunning lake views. Enjoy the convenience of elevator access from the parking lot directly to your front door, making every trip effortless. This condo also includes your very own 12x36 boat slip and PWC slip, giving you instant access to all the lake adventures Lake of the Ozarks has to offer. Whether you’re looking for a full-time residence, vacation getaway, or investment property, this condo delivers the perfect combination of comfort, convenience, and unbeatable lakefront living. Monarch Cove also offers resort-style amenities including multiple pools, waterfront boardwalks, and easy access by both land and water. View virtual tour!

151 Upper Monarch Cove Drive Unit 6D, Lake Ozark

$450,000

4 Beds ⋅ 3 Baths ⋅ 3587408 MLS

Experience the perfect blend of comfort, style, and functionality in this beautiful 4-bedroom, 3-bath ranch-style home featuring vaulted ceilings, an open floor plan, and a fully finished walkout basement. The oversized kitchen is ideal for entertaining guests or gathering with family, complete with tile flooring, granite countertops, and easy access to the large screened-in porch overlooking seasonal lake views. This home truly stands apart with its modern feel, spacious layout, and two separate living areas offering flexibility for family, guests, or recreation. The lower level features an additional living space, wet bar, and convenient walkout access to the backyard, making it perfect for entertaining. Enjoy the gentle lot, level driveway, and relaxing backyard firepit area—ideal for evenings outdoors. With a fantastic floor plan, inviting living spaces, and attractive outdoor features, this home is designed to impress buyers looking for both comfort and lifestyle.

48 Keywest Lane, Lake Ozark

$425,000

5 Beds ⋅ 3 Baths ⋅ 3587389 MLS

RARE DUAL-LIVING HOME WITH 2 FULL KITCHENS & PARKING FOR 9! Located in the desirable Village of Four Seasons, this updated 5 Bed, 3 Bath walk-out ranch offers an ideal setup for multi-generational living, dual-family ownership, or income-generating potential. TRUE 2ND LIVING QUARTERS: Walk-out lower-level features complete 2nd full kitchen, living room w/gas fireplace, 2 bedrooms, bonus room/safe room (plumbed), & 2nd laundry area. RECENT 2023 UPGRADES: 2-year-old roof & gutters, fresh exterior/interior paint, quartz counter tops, tile backsplash, LED lighting, interior doors, & water heater. MAIN LEVEL CONVENIENCE: Primary suite w/private bath & quartz vanity, 2 additional bedrooms, main-level laundry. VEHICLE & STORAGE HAVEN: 3-car heated garage PLUS driveway space for up to 9 vehicles. Includes 9 TOTAL APPLIANCES (2 fridges, 2 stoves, 2 dishwashers, washer, dryer, microwave) & water softener. RESORT-STYLE COMMUNITY AMENITIES: Enjoy access to community pools (indoor/outdoor & splash pad), new aquatic center, tennis & pickleball courts, skate park, dog park, boat ramps, fishing lakes, campground, & walking paths. MOTIVATED SELLERS — BRING ALL OFFERS! Schedule your showing today!

434 Cherokee Road, Lake Ozark

$444,999

3 Beds ⋅ 3 Baths ⋅ 3586993 MLS

This light-filled condo with three bedrooms and three bathrooms offers a stunning view of the main channel water. situated near the elevator on the fifth floor. The living, dining, and kitchen areas are open, making them perfect for entertaining. A gas corner fireplace is perfect for chilly days. Solid surface countertops, stainless steel appliances, and upgraded kitchen cabinets. The master boasts a jetted tub, walk-in shower, walk-in closet, and dual vanities. The second bedroom has a complete private bathroom. Admire the views from both sides of the screened deck. Turn-key condo offers a 12 x 36 boat slip in front of the condo. Elevator from the unit to the lakefront pool. This sought-after complex features a half-mile coastal promenade, two hot tubs, and three heated pools. Located close to many of the waterfront hot spots, Bagnell Dam Strip, grocery stores, golfing, theater, and shopping.

12 Monarch Cove Unit 5B, Lake Ozark

$401,900

1 Baths ⋅ 3586338 MLS

The Toy Box Townhomes are located at the Lake of the Ozarks most recognized intersection at Horseshoe Bend and Bagnell Dam Blvd. in Lake Ozark, Missouri. With a 180 degree Panoramic View of Lake of the Ozarks, these Townhomes are like nothing else in the area. This unit is (25’ x 60’ with 23’ side walls and a mezzanine) for Residential use only. The development will be governed by a Condo Owner Association and offers a pool, clubhouse with full indoor kitchen, innovative gym, pickle-ball court, basketball court, A boat wash area and RV pump out allow you to work and play within your own community. An observation deck overlooking miles of Lake of the Ozarks shoreline truly set this property apart from all others, while giving you the peace of mind of a gated community! All of this just a minute drive from the buzzing Bagnell Dam Strip. Come be a part of the Lake of the Ozarks where We Have a Lifestyle For You!

100 Blue Heron Hill Unit 221, Lake Ozark

$442,500

4 Beds ⋅ 5 Baths ⋅ 3584583 MLS

Experience modern lake living in this beautifully remodeled 4 bedroom, 5 bathroom home located in a prime Lake Ozark location just steps from Shady Gators and H. Toad’s. This stunning three-level home features an open concept design with stylish modern finishes and beautiful LVP flooring throughout. The spacious layout is perfect for entertaining and everyday living. The expansive master suite offers a true retreat with a massive walk-in closet and a luxurious bathroom featuring a walk-in shower. The lower level adds additional living space with a comfortable family room and a convenient kitchenette/bar area, ideal for hosting guests. Step outside to enjoy two decks with beautiful lake views—one covered for year-round enjoyment and one open for soaking up the sun. Additional features include a 2-car garage with extra parking, community dock access, and unbeatable proximity to some of the lake’s most popular waterfront spots. Whether you’re looking for a full-time residence, vacation getaway, or investment opportunity, this home offers the perfect blend of modern comfort, entertainment space, and lake lifestyle.

2180 Bittersweet Road, Lake Ozark

$400,000

4 Beds ⋅ 3 Baths ⋅ 3584466 MLS

Welcome to 14 Bentwood Dr at the 3 Mile Marker of the Lake of the Ozarks. Step inside this beautifully updated, completely turn-key 4-bedroom, 3-bath home and you’ll immediately feel how thoughtfully it lives. The main level boasts an updated kitchen that flows effortlessly into the living area. The screened-in deck becomes your favorite spot gathering with friends as the sun sets. The primary suite offers comfort and privacy on the main level, while upstairs you’ll find two bedrooms and a full bath. Downstairs, a second living area creates space to spread out, complete with a fourth bedroom and full bath. Open the door to the walk-out deck and follow the steps down to the dock. The community dock on Dock E features two slips, a swim platform, and wet steps, making it easy to slip into the water on warm afternoons. Tucked into a protected, no-wake cove, the setting is calm, swimmable, and ideal for relaxing days on the lake. With access to the pool, boat ramp, and beautifully maintained grounds, life here feels refreshingly simple. If you’ve been waiting for a place where you can truly unwind and just enjoy the view — this is it. Come see it for yourself.

14 Bentwood Court Unit 14, Lake Ozark

$425,000

3 Beds ⋅ 3 Baths ⋅ 3583390 MLS

Unicorn Alert! Garage now Included~! View! 2 boat slips. This 3BR, 3BA, 1,573 sq ft condo offers unparalleled, miles-long views from Bagnell Dam to Isla Del Sol. Located on the North Shore at the 2 MM, this condo is convenient by boat or car. Wide-open living spaces are ideal for entertaining, and the wraparound deck is the perfect spot to relax and watch the parasailers drift by. Features include LVP flooring throughout, abundant storage with a pantry and multiple closets, and the condo is fully furnished; just bring your essentials. Rare opportunity to own the largest boat slip at Harbour Towne—18’ x 52’, perfect for big cruisers. Community amenities include two heated pools, a clubhouse, a playground, and pickleball-tennis court. An additional 18’ x 12’ slip with triple PWC lift and a garage is also included. Skip marina fees and build equity while enjoying the ultimate lake lifestyle! Dreams to Reality. Call today!

607 E Harbour Towne Drive Unit E-607, Lake Ozark

$430,460

1 Baths ⋅ 3578530 MLS

100 Blue Heron Hill Unit 105, Lake Ozark

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Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 RE/MAX Lake of the Ozarks