Camdenton Homes under $400,000

Welcome to Camdenton, Missouri – a hidden gem nestled in the heart of Camden County, where the scenic beauty of the Ozarks meets a vibrant community spirit. Known for its stunning lakes, lush landscapes, and friendly atmosphere, Camdenton offers a tranquil lifestyle that’s perfect for families, retirees, and everyone in between.

With the picturesque Lake of the Ozarks just a stone's throw away, outdoor enthusiasts will find endless opportunities for boating, fishing, and hiking. The area boasts a rich history and a warm, welcoming community, making it an ideal place to call home. Local shops, restaurants, and recreational facilities cater to all your needs, while schools in the area are renowned for their commitment to quality education.

If you’re looking for an affordable home in this charming city, you’re in luck! Camdenton features a variety of homes available for under $400,000, offering excellent value without compromising on comfort or style. Whether you’re searching for a cozy single-family home or a spacious property with a beautiful yard, you’ll discover a range of options that fit your budget.

Imagine enjoying sunsets over the lake from your own backyard or hosting family gatherings in your new home. Camdenton not only provides a fantastic lifestyle but also a solid investment opportunity. With its growing popularity and affordable housing market, now is the perfect time to explore what this delightful city has to offer. Come and discover your dream home in Camdenton, where community and nature come together harmoniously!

Newest Camdenton Homes under $400,000

$278,000

3 Beds ⋅ 2 Baths ⋅ 3590601 MLS

Move-in-ready, very well-maintained ranch with room to relax and enjoy! This inviting 3-bedroom, 2-bath home features an open floor plan, a wide hallway, and a spacious deck—perfect for unwinding or entertaining. Step outside to a large, beautiful yard with a shed for extra storage. Paved roads and a flat driveway add everyday convenience. Recent updates include the roof, hot water heater, kitchen cabinets and counters, bathroom vanities, LVP flooring, paint, window coverings, appliances, and garage door and opener. Furnishings are available for an additional cost, making it easy to settle in and enjoy your new home.

697 Panoramic Drive, Camdenton

316 Cedar Heights Drive Unit 3A, Camdenton

$379,900

3 Beds ⋅ 2 Baths ⋅ 3590575 MLS

LUXURY LAKE LIVING—COMPLETELY RENOVATED, BEAUTIFULLY FURNISHED & TRULY TURNKEY!This stunning 3-bedroom, 2-bath Gated Community condo has been extensively renovated with an impressive level of detail and quality. Step inside to luxury flooring, designer-inspired lighting, fresh paint & gorgeous new stack-stone fireplace. The custom kitchen is a showstopper, featuring soft-close cabinetry, granite countertops, brand-new appliances with transferable extended warranties, a range with built-in air fryer, Craft Ice refrigerator, and wine refrigerator—perfect for entertaining. Bathrooms have been completely renovated with beautiful new finishes & spa-inspired appointments. Brand-new washer/dryer, HVAC, water softener, hot water heater, and surge protection add comfort and peace of mind. The outdoor living space features dedicated 20-amp electrical service for the deck, fireplace, grill and TV. Beautifully appointed with all-new furnishings throughout and ready to enjoy, this is truly lake living at its finest—just bring your suitcase! Includes a 10 X 24 boat slip and 8,000# hoist. Garage directly across from the condo is also available for additional purchase.

316 Cedar Heights Drive Unit 3A, Camdenton

426 Cedar Heights Drive Unit 3C, Camdenton

$259,000

2 Beds ⋅ 2 Baths ⋅ 3590311 MLS

Lakefront living at Cedar Heights at Lake of the Ozarks! Enjoy beautiful views from this 2-bedroom, 2-bath condo ideally located at the 12 MM of the Big Niangua arm. This well-maintained, turnkey unit offers an open and inviting floor plan with a cozy fireplace and a screened-in, covered deck. The perfect spot for morning coffee, evening cocktails, or simply taking in the lake views. Even better, the condo includes a 10' x 24' boat slip with lift, so you can be on the water whenever the mood strikes! Elevator access makes getting from parking to your condo and the lake a breeze. Cedar Heights is a gated lakefront community loaded with amenities, including 3 community pools, lakefront boardwalks, pet areas, and ample parking. Conveniently located just minutes from Camdenton, Ha Ha Tonka State Park, golf, shopping, dining and everyday necessities. Nightly and weekly rentals are allowed, offering flexibility whether you're looking for a full-time residence, lake getaway or investment property. Lakefront condo, screened deck, boat slip with lift plus great community amenities equals this Lake of the Ozarks getaway is ready for you! Call today for a private showing.

426 Cedar Heights Drive Unit 3C, Camdenton

$319,000

3 Beds ⋅ 2 Baths ⋅ 3590569 MLS

Turn-key lake condo that sleeps 10, abundant storage, and a 12x30 boat slip with hoist and remote included! Located in the quiet, family-friendly Cedar Glen complex on the Big Niangua, this spacious condo features vaulted ceilings and a generous loft that functions as a third bedroom and second living area—perfect for a kids’ retreat or extra space for guests. Enjoy beautiful views of the 13MM and calmer waters ideal for tubing, skiing, cruising, and family lake days. Numerous updates include a fully remodeled kitchen and bathrooms. Cedar Glen offers two community pools, boat ramp, playground, volleyball and basketball courts, pet-friendly living, and a flat, park-like setting. The back deck is the perfect place to relax and enjoy the peaceful surroundings after a day on the lake. With plenty of room to spread out, exceptional amenities, and a prime location, this condo makes an ideal full-time residence or weekend getaway. Located minutes from Camdenton shopping and dining, Ha Ha Tonka State Park, and across from Old Kinderhook and Lake Valley golf courses. A fantastic turnkey lake retreat ready to enjoy!

164 Cedar Glen Drive Unit 4C, Camdenton

$179,900

3 Beds ⋅ 3 Baths ⋅ 3590515 MLS

Charming 3-bedroom, 1 full bath, 2 half bath home located in a quiet Camdenton subdivision with beautiful views of Lake of the Ozarks! Built in the early 1900s, this home offers character and timeless charm that is hard to find. Recent updates include a new roof, gutters, fascia, and HVAC (3 yrs old), new water heater (1 yr old), new black stainless-steel appliances, and a brand new screened in porch. All one-level living makes this an ideal starter or retirement home. Additional rooms offer ample storage or potential for extra bedrooms or a home office. Don’t miss this rare blend of historic charm and modern convenience!

339 Antique Road, Camdenton

$215,000

2 Beds ⋅ 2 Baths ⋅ 3590517 MLS

Welcome to your Lake of the Ozarks getaway! This charming 2-bedroom, 1.5-bath home combines comfortable one-level living with the lake amenities you came here to enjoy. Warm cabin-inspired details include tongue-and-groove wood accents, hardwood flooring, vaulted ceilings, a beautiful native stone wood-burning fireplace and a bay window with built-in seating. Outside, enjoy a level lot, deck, attached one-car garage and additional storage. Best of all, lake access and a 10x20 boat slip make it easy to spend your days on the water without the price or maintenance of a waterfront home. The Georgene community also offers a boat ramp, swimming dock, trailer parking, pavilion and gathering area. High-speed fiber internet adds convenience for full-time living or working remotely. Whether you're looking for a primary residence or an easy Lake getaway, this home delivers the character, access and laid-back lifestyle that make Lake of the Ozarks special.

1218 Georgene Road, Camdenton

$345,000

3 Beds ⋅ 3 Baths ⋅ 3590229 MLS

Looking for a unique home to take to the next level with room to expand. Scenic Lakeview on 6.9 Acres. Home is surrounded by 4.9 acres with a 2 acres parcel across the road. Inviting entry to the foyer leads to a rec room & half bath. Spacious living room with a wall of windows for natural light and fireplace. The formal dining room comes with a great view of the lake. Workable kitchen, pantry and with access to the deck to enjoy the lakeview and walkway to the swimming pool. Large main Bedroom & full bath has double closets . Hall full Bath with 2 additional bedrooms on upper level. Large attached 2 car Garage.

522 Secluded Woods Drive, Camdenton

$285,000

3 Beds ⋅ 2 Baths ⋅ 3590523 MLS

This is a great opportunity for a fixer upper in the Camdenton School district! 3/2 with a detached 2.5 car garage with a door opener. There is also a 30x40 shop with a concrete floor and a framed office or storage area inside. The owners previously had a wood stove in there that heated it nicely. This 5 acres is mostly flat and easily accessible. Needs some general tlc and cleanup around the outside and the home will be real nice after paint and floors and some other attention on the inside! Fairly close to town makes for a convenient short drive. No HOA to abide by any rules or pay assessments. taxes are estimated.

377 Great Oaks Drive, Camdenton

248 Plaza Gardens Court Unit 1B, Camdenton

$399,000

3 Beds ⋅ 4 Baths ⋅ 3590448 MLS

This condo is designed for entertaining; 3 bedroom with 3.5 baths. The massive open floor plan features a custom-open kitchen with a breakfast bar and dining area that comfortably seats 12+ so no one misses out on the good eats and table talk. View of the main channel at the 35MM, best enjoyed from the oversized screen-in patio. After a day on the water, relax by the firepit or retreat to one of the spacious bedrooms suites, each having its own private bath. While sleeping space for 8+. This is where your best memories begin. Easy access to the dock with 12x32 slip and 2 PWC drive on lifts to get on the water. Complex pool is just steps away. Assigned parking space is included too.

248 Plaza Gardens Court Unit 1B, Camdenton

$250,000

3 Beds ⋅ 2 Baths ⋅ 3590300 MLS

Turn the key, drop the boat in, and start enjoying the Lake! This turn-key 3-bedroom, 2-bath condo at Clearwater Condominiums offers stunning views overlooking the 8-mile marker of the Big Niangua at Lake of the Ozarks. With 1,148 sq. ft. of comfortable living space and a large deck, there’s plenty of room to relax, entertain, and take in the sights and action of the lake. The spacious primary suite features an updated private bathroom with a walk-in shower, walk-in closet, and direct access to the deck. Two additional bedrooms provide plenty of space for family and guests. The updated kitchen features shaker-style cabinetry and a tile backsplash, creating a fresh and inviting space for preparing meals. The property also includes a 10x24 ft. boat slip with lift, making lake days easy and convenient. Clearwater Condominiums offers fantastic amenities, including two community pools—one heated—a pavilion, playground, dog area, and more. Whether you're looking for a weekend getaway or a place to enjoy the lake year-round, this condo puts you in the middle of it all. Bring your boat, bring your guests, and get ready to enjoy everything Lake of the Ozarks has to offer!

773 Clearwater Drive Unit 1A, Camdenton

$342,000

4 Beds ⋅ 2 Baths ⋅ 3590385 MLS

Charming Remodeled Lake Country Home located just outside Camdenton with Lake Access to the 3MM of the Niangua, Lake of the Ozarks! Spacious fenced-in yard with shade during summer months, and beautiful lake views during fall and winter months. Also included is an additional lot to build a garage or another home! Floor plan offers 3 bedrooms and a full bathroom upstairs, while the main level boasts vaulted ceiling, bay window, gorgeous authentic stone fireplace, as well as sleek countertops, eat-in dining and ample cabinetry in the Kitchen. Enjoy some of the best sunsets and sunrises the Ozarks has to offer while having coffee on the upper deck or a glass of wine on the lower patio in the evening. Downstairs you'll find the finished family room, 4th bedroom, full bath and laundry room. This space would be great for the growing family or to use as you please. The community easement, Niangua 3MM is perfect for any size boat or PWC and great for tubing, skiing & fishing!

156 Island View Lane, Camdenton

$295,000

3 Beds ⋅ 2 Baths ⋅ 3590429 MLS

Discover space, comfort, and peace of mind at 3762 Old South 5 in Camdenton. Situated on over a lush, open acre, this inviting 3 bedroom, 2 bathroom home combines functional living space with fantastic outdoor amenities. Step inside to find vaulted ceilings, neutral gray tones, and abundant natural light throughout the primary living areas. The main level leads into a well-appointed kitchen with warm cabinetry, stainless steel appliances, and direct access to the back deck. Enjoy two separate living areas, including a massive second living space that is ideal for a game room or lounge. When it storms, climb into the storm shelter located in the family room and enjoy the peace of mind that you are safe. Major updates offer true turn key confidence, featuring a new roof installed in 2023 and a new HVAC system installed in 2024. Outside, unwind on the covered front porch or step onto the rear deck overlooking your private backyard retreat with an above-ground pool. Gardeners and outdoor enthusiasts will appreciate the dedicated tool shed and standalone greenhouse. With ample room to spread out and enjoy the Lake of the Ozarks region, this property offers incredible versatility.

3762 Old South 5, Camdenton

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Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 RE/MAX Lake of the Ozarks