Climax Springs Homes under $400,000

Welcome to Climax Springs, Missouri – a hidden gem nestled in the heart of Camden County. This charming small town is perfectly situated near the sparkling waters of the Lake of the Ozarks, offering residents a serene lifestyle surrounded by nature's beauty. With its friendly community and picturesque landscapes, Climax Springs is an ideal destination for those seeking a peaceful retreat from the hustle and bustle of city life.

In Climax Springs, you’ll find a delightful array of homes under $400,000, making it an attractive option for first-time buyers, families, and retirees alike. These properties offer a unique blend of comfort and affordability, ensuring that everyone can find their perfect piece of paradise. Whether you’re looking for a cozy cabin with lake access, a charming single-family home with ample outdoor space, or a modern townhouse, the options are plentiful.

The town’s close-knit community fosters a welcoming atmosphere, where neighbors become friends and local events bring everyone together. Enjoy outdoor activities such as fishing, boating, and hiking in the surrounding parks and trails. With its rich history and vibrant local culture, Climax Springs offers a lifestyle that balances tranquility with adventure.

If you’re ready to embrace the beauty and charm of Climax Springs, explore the fantastic homes available under $400,000. Your dream home awaits in this idyllic Missouri town, where you can create lasting memories and enjoy the simple pleasures of life. Let Climax Springs be your next destination!

Newest Climax Springs Homes under $400,000

$125,000

3 Beds ⋅ 2 Baths ⋅ 3590443 MLS

This is an opportunity to create a home that reflects your style! This 3 bedroom, 1.5 bath fixer-upper features new flooring, new paint, and newly tiled full bathroom that needs some finishing touches. Owners could not finish remodel so you can benefit! Kitchen area is ready for the island to be re-installed due to new flooring added. The property offers a large, fenced-in yard that could easily be transformed into a wonderful outdoor space with alittle TLC. Plenty of room for gardening, pets, and outdoor entertaining ideas! Carport is ready for your RV or make it into a garage. Bring your vision and make this property your own. This sale is an AS-IS property. Come see what an opportunity this is!

3081 Pine Cove Road, Climax Springs

$150,000

2 Beds ⋅ 1 Baths ⋅ 3589768 MLS

Affordable Lake of the Ozarks getaway with lake access, exceptional garage/storage space and NO HOA fees! This 2 bedroom home (one non-conforming) in El Lago Lodges near Climax Springs offers lake views from a large screened-in porch and plenty of room for vehicles, tools and recreational gear in the two newer metal buildings on concrete pads. One is an oversized detached 2 car garage with workshop space and another is a 14'x25' storage building. Recent improvements include a metal roof and 200 amp electrical service. Private well and recently installed and inspected septic. Within .2 miles of the home, owners have access to a community boat ramp, dock (daily use only), and swim area. Boondocks Bar & Grill, Lazy Dayz Resort and Fiery Fork Conservation Area are nearby. Nightly and weekly rentals are allowed. Ideal for a Lake getaway, hunting/fishing retreat, full-time home or rental opportunity. Motivated seller.

186 High Street, Climax Springs

$164,900

3 Beds ⋅ 1 Baths ⋅ 3588740 MLS

Enjoy peaceful country living with convenient Lake of the Ozarks access just one mile away! Boat launch access for $35/year and boat slip available for rent. Renovated in 2026, this 3-bedroom home offers 1,009 square feet on a level, open, .78-acre triple lot with room to enjoy the outdoors. Huge yard with plenty of space to build a shop or RV parking. The open-concept layout features an updated kitchen with new cabinets, countertops, and appliances, along with new LVP flooring throughout. A deck off the dining area and backyard fire pit create inviting spaces to relax and enjoy the quiet country setting. No HOA. Use it for a lake vacation or short-term rentals. This is an appealing starter home, weekend lake getaway, or vacation-rental opportunity.

2189 Dodds Camp Road, Climax Springs

498 Mimosa Beach Drive Unit 5B, Climax Springs

$280,000

3 Beds ⋅ 2 Baths ⋅ 3587940 MLS

Top-floor condos offer some of the best views and privacy in the complex, and this 3 bed, 2 bath unit at Mimosa Beach is no exception. With vaulted ceilings, no neighbors above, and an open layout, the space feels surprisingly large and airy from the moment you walk in. The kitchen offers plenty of cabinet and countertop space, making it easy to host family and friends. Plus there is a walk in pantry! One of the standout features is the screened deck—a perfect place to enjoy the lake view, morning coffee, or evening cocktail without worrying about bugs. Community dock boat slip included in the sale. The waterside gazebo provides another great place to gather, relax, and enjoy the lakefront setting. Conveniently located next to a gas dock and convenience store, and just minutes by water to Big Dick's, Boondockz, Bear Bottoms, and Red Fox. Whether you're looking for a weekend getaway, full-time residence, or a place to make your own over time, this condo offers a fantastic opportunity in one of the lake's most popular locations. Well-maintained complex with no nightly rentals allowed, creating a more peaceful and residential atmosphere.

498 Mimosa Beach Drive Unit 5B, Climax Springs

$340,000

3 Beds ⋅ 3 Baths ⋅ 3587458 MLS

Located in the quiet community of Fawn Valley, this beautifully maintained 3 bedroom, 2.5 bath home is truly move-in ready. This main-level living home offers a spacious layout with a large kitchen, inviting living areas, and a master suite featuring a jetted tub. Enjoy the outdoors year-round with two screened-in porches, a fenced backyard, patio, and outdoor fireplace, perfect for entertaining or relaxing evenings at home. The property also includes a 2-car attached garage and a 28x30 shop with excellent potential for a workshop, storage, or future in-law suite conversion. Enjoy the amenities Fawn Valley has to offer, including a community pool, pavilion, and boat launch with access at the 46 Mile Marker, making this a great full-time residence or lake-area getaway. Call for a showing today!

192 Victoria Lane, Climax Springs

$300,000

3 Beds ⋅ 2 Baths ⋅ 3586678 MLS

Enjoy the best of lake-area living at the 45MM, offering a perfect mix of comfort and opportunity. The home features one-level living with an open floor plan designed for gathering and relaxation, highlighted by a cozy living area with a wood-burning fireplace. Set on a spacious lot with a large front yard, the property includes three storage sheds offering ample space for tools and lake gear, along with a covered front patio that’s perfect for enjoying your morning coffee or unwinding after a day on the water. This property has an additional lot with 75 feet of lake frontage, with electricity already installed, providing added value, privacy, and the potential to build your own custom dream home! You’ll enjoy easy access by both land and water to local favorites, with nearby lakefront spots like Captain Ron's Bar & Grill and The Fish and Company, as well as outdoor attractions including Ha Ha Tonka State Park. Spend your days boating, fishing, or exploring the quieter coves nearby, and your evenings unwinding under the stars in a peaceful, low-traffic setting—this property delivers flexibility, charm, and a relaxed lake lifestyle.

341 Bing Lane, Climax Springs

Start Your Search

Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 RE/MAX Lake of the Ozarks