Kaiser Homes under $400,000

Welcome to Kaiser, Missouri, a charming small town that perfectly embodies the warmth and friendliness of Midwestern living. Nestled in the heart of the Ozarks, Kaiser offers a serene lifestyle surrounded by breathtaking natural beauty, making it an ideal location for families, retirees, and anyone seeking a peaceful retreat from the hustle and bustle of city life. With its rich history, vibrant community spirit, and an abundance of outdoor recreational activities, Kaiser is truly a hidden gem.

One of the most appealing aspects of Kaiser is its affordable housing market. With a variety of homes available under $400,000, potential buyers will find a diverse selection of properties that cater to different tastes and needs. Whether you’re looking for a cozy cottage, a charming ranch-style home, or a modern family residence, Kaiser has something for everyone. Many of these homes feature spacious yards, perfect for children to play, gardens to cultivate, or simply enjoying the fresh air.

Kaiser’s location also provides easy access to nearby lakes, parks, and trails, making it a haven for outdoor enthusiasts. Residents can enjoy fishing, boating, and hiking, all just a stone’s throw away from their front doors. Plus, with a strong sense of community and local events throughout the year, you’ll quickly find yourself feeling at home in this welcoming town.

Discover the beauty and affordability of Kaiser, Missouri, and explore the wonderful homes waiting for you under $400,000. Your dream home in this idyllic setting is just a visit away!

Newest Kaiser Homes under $400,000

$315,000

3 Beds ⋅ 2 Baths ⋅ 3590485 MLS

LAKE LIFE MADE EASY! This turn-key 3-bed, 2-bath condo in the sought-after State Park area offers the best of both worlds—quieter water for jet skiing, tubing & relaxing, while still being close to the action by water & just 15 minutes from town! Located on the first floor & selling fully furnished, it’s ready for your lake getaway or investment property. Enjoy newly installed LVP flooring, stainless steel appliances & a spacious screened-in porch with beautiful State Park views & unforgettable sunsets. Brand-new steps from the back deck lead to your INCLUDED 10'x24' boat slip, with a nearby boat ramp & airport adding even more convenience. Need more space? A 12'x30' slip & rare TWO-CAR GARAGE are available for additional cost. Amenities include a pool, clubhouse, fitness center, walking trails, playground, golf cart-friendly roads, trailer parking & on-site management/maintenance. Short-term rentals are allowed!

601 Park Place Drive Unit 1A, Kaiser

$189,500

1 Beds ⋅ 1 Baths ⋅ 3589938 MLS

Escape to the lake with this beautifully updated 1-bedroom, 1-bathroom condo on the peaceful Grand Glaize Arm of Lake of the Ozarks. Fully upgraded and completely move-in ready, this condo offers gorgeous views of the water and surrounding natural scenery from the comfort of your private deck—the perfect spot to enjoy your morning coffee or unwind after a day on the lake. Step inside to a bright, open floor plan featuring LVP flooring, stainless steel appliances and a fireplace. Nightly rentals are allowed, creating an excellent opportunity for rental income when you're not enjoying it yourself. Your lake lifestyle starts right outside your door with a 10x24 boat slip and 10,000# hoist included. A nearby boat ramp adds even more convenience, while the surrounding area provides easy access to hiking trails and all your favorite lake activities, from jet skiing and tubing to leisurely days spent cruising the water. The community offers a great lineup of amenities, including a swimming pool, playground, clubhouse, fitness center, and boat trailer parking. Need more? The boat is available for additional $ to make this a complete package! Start making lake memories today!

549 Park Place Drive Unit 3B, Kaiser

$355,000

4 Beds ⋅ 3 Baths ⋅ 3589383 MLS

LAKE LIFE JUST GOT BETTER! STATE PARK LAKE LIVING + 12X30 BOAT SLIP + REMODELED 4-BEDROOM VILLA. This beautifully remodeled 4-bedroom, 3 bath villa offers the space, updates, and lake lifestyle you've been looking for - plus a 12X30 BOAT SLIP! Nestled in the beautiful state park, this spacious 2-level home offers over 2,000 sq. ft. with room for family and guests. Enjoy a gorgeous updated kitchen, inviting living spaces, and thoughtful updates throughout. Major improvements include a NEW HVAC SYSTEM, NEW WATER HEATER, AND NEW ROOF, giving you peace of mind for years to come. The lower level provides additional living space and bedrooms, making it ideal for entertaining or hosting guests. Step outside and enjoy the peaceful State Park surroundings, then spend your summer days on the water with your own 12X30 BOAT SLIP. This is more than a home-it's your opportunity to enjoy everything the Lake of the Ozarks lifestyle has to offer. Whether you're looking for a full-time residence, weekend getaway, or investment opportunity. BEAUTIFULLY UPDATED, INCREDIBLY SPACIOUS, AND READY TO ENJOY-COME SEE WHY 191 PARK PLACE COULD BE YOUR PERFECT LAKE ESCAPE!

191 Park Place Drive, Kaiser

$245,000

2 Beds ⋅ 2 Baths ⋅ 3588143 MLS

Experience the best of the Lake in this lakefront 2-bedroom, 2-bath condo located at the 5 MM of the Grand Glaize Arm. Nestled within the State Park, this property offers a peaceful setting surrounded by natural beauty while remaining just minutes from shopping, dining, & entertainment. The scenic drive through the State Park sets the tone for the relaxed lake lifestyle you'll enjoy here. Inside, the open-concept layout is designed to showcase the water, with large windows and easy access to the spacious lakeside deck. Step outside and take in stunning panoramic views of the lake. The primary suite offers a private retreat, while the second bedroom and bath provide comfortable space for guests. Whether you're looking for a full-time residence, vacation getaway, or investment opportunity, this condo offers the ideal blend of comfort, convenience, and lakefront living. Furniture included! Park Place on the Lake features excellent amenities, including a pool, clubhouse, playground, boat trailer parking, & beautifully maintained grounds. If you're looking for a place to enjoy everything Lake of the Ozarks has to offer, this condo deserves a spot at the top of your list.

601 Park Place Drive Unit 3B, Kaiser

$199,900

3 Beds ⋅ 2 Baths ⋅ 3588127 MLS

Escape the hustle yet stay close to everything you need in this freshly reconstructed 3-bedroom, 2-bath home located in the highly regarded School of the Osage school district. The home features dramatic vaulted ceilings that create an open, airy feel throughout the living space. Enjoy the convenience of an attached 2-car garage and the peace of a quiet atmosphere, all while being minutes from restaurants, shopping, and everyday amenities. Located just outside city limits, this property offers the perfect blend of affordability, modern updates, and a relaxed lifestyle in the heart of Lake of the Ozarks.

148 Highway D, Kaiser

$303,000

3 Beds ⋅ 2 Baths ⋅ 3588204 MLS

THIS UNIT COMES WITH A 10x24 Boat slip with hoist. The complete package with a place to put all your water toys. Top Floor location with the 29 foot lake side deck & best panoramic State Park views. 1159 SF, 3 bedroom, 2 bath unit with vaulted ceilings, fireplace, end unit privacy, pool is located right across the street from unit front door. Located at the Grand Glaize Arm at the 5MM, Park Place on the Lake is situated adjacent to the State Park, has plenty of green space and trails to walk, ride your bike, walk the dog. Enjoy the gorgeous view of the State Park, forever untouched. Amenities include a clubhouse with workout equipment, pool, fire-pit, trailer parking and a whole complex water softener. HOA dues include water, sewer, trash and Whisper Entertainment Package that includes TV and Wi-Fi. Be sure to look at the video tours!

54 Park Pool Drive Unit 4A, Kaiser

$299,900

3 Beds ⋅ 2 Baths ⋅ 3587584 MLS

Experience lake life in this stunning condo offering BREATHTAKING VIEWS of the lake and state park from your own PRIVATE PATIO. Want peace and quiet? You’ve got it! This condo is located on a calm part of the lake and is surrounded by nature, which makes it VERY RARE! A beautiful “tunnel of trees” leads to this complex, once through, make your way down to the dock and you’ll find the included 12X30 SLIP , providing easy water access to destinations like DOG DAYS, and BACKWATER JACKS. Outdoor lovers will also appreciate the abundance of nearby hiking trails to explore nature! Inside, the condo is just as impressive, featuring a spacious living area with incredible LAKE VIEWS that create the perfect backdrop for relaxing or entertaining. The kitchen offers a breakfast bar, great for gathering with guests and has PLENTY OF SEATING. During winter watch the snow fall on the lake while warm next to the FIREPLACE. Retreat to the master bathroom and enjoy HIS AND HERS SINKS. Whether you’re searching for a full time residence, vacation getaway, or INVESTMENT OPPORTUNITY, this condo combines comfort and unbeatable scenery into one exceptional package. BONUS: New roof installed March of 2026!

222 Park Place Lane Unit 2A, Kaiser

$325,000

3 Beds ⋅ 2 Baths ⋅ 3586979 MLS

Step into the ultimate lakeside haven with this accessible, no-steps 3-bed, 2-bath condo, boasting breathtaking, mile-long views. Perched in the coveted State Park area, it's just minutes from vibrant shopping and dining, making every adventure-from a serene sunset cruise to a lakeside dinner or a full day on the water-easily within reach. This prime location ensures you're always at the heart of the action. Fully furnished and completely move-in ready, this condo is crafted for maximum convenience, allowing you to dive straight into the lake life without any hassle. The open floor plan and end-unit layout flood the space with natural light, creating a warm and welcoming atmosphere. Relax on your private balcony, soaking in the stunning vistas that stretch as far as the eye can see. Boating lovers will be thrilled with the included 12x30 boat slip featuring a 4,000 lb hoist & a PWC slip with PWC lift just steps away. When you're ready to unwind on land, take advantage of the impressive amenities, including pool, clubhouse, exercise room, playground, and a cozy fire pit. Seller is providing a 1-year home warranty!

601 Park Place Drive Unit 2A, Kaiser

$250,000

2 Beds ⋅ 2 Baths ⋅ 3586749 MLS

This is the perfect place to make your own. Located on the quieter Grand Glaize Arm of the Lake of the Ozarks, this 2 br 2 bath condo is just waiting for your special touches. Soak in the panoramic view of the state park. NEW flooring/carpet, paint, hotwater heater, dishwasher, granite kitchen counters, sink/faucet. NEW washer/dryer combo saves space allowing for more storage area. 12x30 boat slip is included. This complex abounds with green space and is pet friendly. A community pool with covered areas & ample room for sunning, playground, trailer parking, clubhouse with workout room and kitchen are all complex amenities. Located within the state park where there are trails to hike & bike, a beach & boat launch is where you'll find your new lake escape. Crappie, bass & catfish are caught right off of the docks. This is the perfect area for boating, wakeboarding or just coving out as it is surrounded by gorgeous state park views. Only 10 miles back to Osage Beach Pkwy where restaurants and stores are found. By water, you are an easy boat ride to Dog Days, Backwater Jacks, Shorty Pants & Redhead Yacht Club. Stop the search, here it is-Dreams to Reality! Call today!

194 Park Place Lane Unit 1F, Kaiser

$297,000

3 Beds ⋅ 2 Baths ⋅ 3582952 MLS

Vacant lot for future build. Eagle's Landing on D Rd in Osage Beach is 3.5 miles from HyVee. Lot 6 offers 1300SF of quality, energy-efficient living space & meticulous details from this local builder whose mission is bringing affordable homes to the lake. 3BR/2BA+2 car garage w/storage rm + attic access. Open-concept layout connects living, dining, & kitchen complemented by quartz counters, custom cabinetry, Energy Star Whirlpool stainless appliance package, kitchen island w/seating & spacious pantry. Rear patio overlooks a tree-lined backyard. Flat driveway, convenient mudroom, lg laundry, generous primary w\walk-in closet, luxurious bath. Energy-efficient items include ZIP System continuous air barrier on exterior walls & roof, Quaker windows,heat pump, upgraded composition roof shingles, R19 wall & R38 ceiling insulation, interior wall insulation adds soundproofing. Currently at excavation stage w/3 more homes currently at every stage of construction for a perfect view of this builder’s work! Commitment to quality is evident in his work & Homeowners take pride in their Eagle’s Landing neighborhood. Stocked 9 acre fishing lake for paddling or casting.

6 Sam Drive, Kaiser

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Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 RE/MAX Lake of the Ozarks