Lake Ozark Homes under $300,000

Lake Ozark Homes under $300,000

Welcome to Lake Ozark, Missouri, a picturesque gem nestled in Camden County that offers a delightful blend of natural beauty and vibrant community life. Known for its stunning lakeside views and recreational opportunities, Lake Ozark is a haven for those seeking a serene lifestyle without sacrificing access to modern amenities. With the shimmering waters of the Lake of the Ozarks as your backdrop, this charming city is ideal for families, retirees, and anyone in search of a peaceful retreat.

One of the most appealing aspects of Lake Ozark is its diverse real estate market, particularly for those looking for homes under $300,000. Whether you’re a first-time buyer or looking to invest in a vacation property, you’ll find an array of options that cater to various tastes and needs. From cozy cabins tucked away in the woods to charming single-family homes with stunning lake views, the possibilities are endless.

Lake Ozark is not just about beautiful homes; it's also about lifestyle. Residents enjoy a plethora of outdoor activities, including boating, fishing, hiking, and golfing, all set against the backdrop of the breathtaking Ozark Mountains. The community is vibrant and welcoming, with local shops, restaurants, and events that foster a strong sense of belonging.

In Lake Ozark, you can embrace a lifestyle that combines comfort, adventure, and tranquility—all at an affordable price. Discover your dream home in this enchanting city today, and experience the magic of Lake Ozark living!

Newest Lake Ozark Homes under $300,000

110 Falls Point Drive Unit 2B, Lake Ozark
$289,000
3 Beds ⋅ 3 Baths ⋅ 3590434 MLS
Welcome to easy lake living at The Falls! This is one of the best buys for a 3 bedroom, 3 FULL Bath condo on Horseshoe Bend! Spectacular panoramic views of both the cove and main channel from an oversized covered deck made for entertaining, relaxing and soaking up the Lake life. The open floor plan features two lakeside suites, luxury vinyl plank flooring, and a kitchen with large breakfast bar and coffee station. Enjoy convenient walk-in access from gravel parking area right outside your door plus an assigned covered garage space. A 10x28 boat slip is included, with an additional 10x28 slip available! Also available or a boat hoist and two PWC drive-on lifts. The Falls offers a resort style feel with two pools, tennis courts, a playground, elevators, a lakeside boardwalk and beautifully maintained grounds. You can literally get to the pool and dock with almost zero steps! Just minutes from shopping, dining and medical facilities by land and close to Bagnell Dam strip and tons of lakefront destinations by water. Make this your personal lake retreat or an income producing Vacation Rental. Either way, this one is selling TURNKEY and ready to roll. Check it out TODAY!

110 Falls Point Drive Unit 2B, Lake Ozark
71 Southwood Shores Place Unit 2C, Lake Ozark
$215,000
2 Beds ⋅ 2 Baths ⋅ 3590254 MLS
Enjoy lakefront living at Southwood Shores in this 2 bed, 2 bath condo offering 840 square feet of comfortable one level living. The covered deck provides a relaxing channel view, while the interior features luxury vinyl plank flooring, stacked washer and dryer, window treatments and a fully furnished turnkey setup. Community amenities include indoor and outdoor pools, hot tub, clubhouse, beach, playground, tennis and pickleball courts, boat ramp, swim and fishing dock, trailer parking and gated entry. Conveniently located off Horseshoe Bend Parkway near shopping, dining and entertainment around the lake. An excellent option for a personal lake retreat or investment property. The seller currently rents a 12 x 32 boat slip, and the existing rental agreement is assumable by the buyer.

71 Southwood Shores Place Unit 2C, Lake Ozark
315 Highland Shores Drive Unit 4F, Lake Ozark
$295,000
3 Beds ⋅ 3 Baths ⋅ 3590528 MLS
Retreat to 315 Highland Shores 4F, an updated 3-bedroom, 3-bath end-unit with TRUE WALK-IN ACCESS, NO STEPS, and spectacular panoramic Main Channel views! The open-concept layout and incredible lake backdrop set the tone for easy, effortless living at the Lake. TWO LAKEFRONT KING SUITES—offer amazing views and privacy. The Living Room flows directly onto an oversized screened-in deck where the Main Channel takes center stage. Sip your morning coffee, gather with friends, watch the boats pass by, or unwind at sunset. The Kitchen features a breakfast bar with additional seating and opens to the main living area. Highland Shores offers 2 lakeside pools and dog stations. Located just off Horseshoe Bend and at the 14 mile marker, the unit is minutes from dining, shopping, golf, entertainment and recreation. Whether you’re searching for a full-time lakefront home, weekend escape, or an investment opportunity, 315 Highland Shores 4F has so much to offer—NO STEPS, TWO lakefront King Suites, incredible Main Channel views, desirable amenities, and LOW HOA DUES.

315 Highland Shores Drive Unit 4F, Lake Ozark
179 Vintage Circle Unit 3A-B, Lake Ozark
$199,900
2 Beds ⋅ 2 Baths ⋅ 3590544 MLS
Located on the top floor at Vintage Landing, this spacious 2-bedroom, 2-bath condo offers stunning main-channel views of Lake of the Ozarks from the screened-in porch and an unbeatable central location. The flexible lockout floor plan includes a private bedroom, full bath, and kitchenette—a proven, turn-key Airbnb where current owners enjoy strong rental success. Sold fully furnished, the condo features a newer HVAC system, a full kitchen plus kitchenette, and a full-size washer and dryer, making it ideal for full-time living, a weekend retreat, or an investment. Assessments include electric for the condo as well as access to the exceptional Four Seasons amenities, such as the new indoor pool, fitness center, multiple pools, fishing lakes, activity center, boat launches, campground, RV park, Bark Park, hiking and biking trails, parks, sports courts, swim club, tennis club, and more. Conveniently located near popular restaurants and entertainment by land or water, this property delivers a premier host opportunity and a front-row seat to holiday fireworks, blending lake lifestyle with proven income potential.

179 Vintage Circle Unit 3A-B, Lake Ozark
150 Southwood Shores Drive Unit 304-4D, Lake Ozark
$229,900
2 Beds ⋅ 2 Baths ⋅ 3590519 MLS
Rare opportunity to own a fully updated, turnkey lakefront condo at Southwood Shores! This 2-bedroom, 2-bath top-floor unit sits at the 12 Mile Marker in Lake Ozark and combines an incredible location, beautiful views, amenities, and proven rental potential. Step inside to a bright, stylish interior featuring vaulted ceilings, beautiful flooring, and a fully updated kitchen with white cabinetry, stainless appliances, and plenty of countertop seating. The thoughtful interior design gives the entire condo a clean, modern lake feel and it comes fully furnished and ready to enjoy. Step outside onto the huge deck for incredible lake views and plenty of room to relax or entertain. You're just steps from the pool, while Southwood Shores offers indoor and outdoor pools, a hot tub, clubhouse, playground, boat ramp, and gated entry. The indoor pool adds to the year-round rental appeal, and this unit already has a great rental history with nightly rentals allowed. A 10x24 boat slip with lift is included, making this the complete Lake of the Ozarks package!

150 Southwood Shores Drive Unit 304-4D, Lake Ozark
70 Robinwood Drive Unit 3E, Lake Ozark
$200,000
2 Beds ⋅ 2 Baths ⋅ 3590348 MLS
Welcome to your Lake of the Ozarks getaway! This beautifully furnished, turn-key 2-bedroom, 2-bath top-floor condo offers stunning lake views and the perfect blend of comfort, convenience, and waterfront living. Large windows fill the open living space with natural light, while the vaulted ceilings and newer windows create an open, airy feel throughout. Enjoy relaxing on your private deck while taking in the beautiful lake views. The condo features newer appliances and comes fully furnished, making it easy to move in, enjoy as a vacation home, or use as an investment property. For the lake enthusiast, a 10x20 covered boat slip with lift and a PWC slip with lift are included. Community amenities include a pool, clubhouse, tennis courts, playground, and beautifully maintained grounds. Located in the heart of the Lake of the Ozarks area, this property puts boating, fishing, dining, and entertainment within easy reach. Come experience lake living at its best!

70 Robinwood Drive Unit 3E, Lake Ozark
116 Emerald Bay Drive Unit 3D, Lake Ozark
$279,900
3 Beds ⋅ 2 Baths ⋅ 3590195 MLS
Top-floor lake view condo in Emerald Bay with a 12x32 boat slip, located in the heart of Horseshoe Bend. This fully furnished, turnkey 3-bedroom, 2-bath condo offers panoramic Main Channel views and effortless lake living. The property has been used as a short-term rental with a strong rental history. The open-concept layout features a spacious living area and bright kitchen with stainless steel appliances, breakfast bar, and ample cabinet space. The primary suite includes direct deck access, double vanity bath, and lake views. Two additional bedrooms offer flexibility for guests, family, or rental use. Enjoy the newly built cedar deck (2024) overlooking Lake of the Ozarks, ideal for morning coffee or sunset dining. This top-floor unit provides added privacy, natural light, and elevated views. Emerald Bay amenities include a newly renovated pool, tennis court with basketball hoop across from the unit, plus a second lakefront pool and clubhouse. Recent updates include HVAC (2022), refrigerator (2025), and newer roofs throughout the complex. Convenient to Bagnell Dam dining, shopping, and entertainment. Move-in ready for full-time living, weekends, or investment use.

116 Emerald Bay Drive Unit 3D, Lake Ozark
35 Casa Blanca Road Unit 2A, Lake Ozark
$184,900
2 Beds ⋅ 2 Baths ⋅ 3590279 MLS
Welcome to easy Lake living at the desirable Four Seasons Racquet Club! This beautifully updated 2-bedroom, 2-bath villa offers comfort, style, and flexibility in a fantastic Lake of the Ozarks location. Recent updates include stainless steel appliances, custom cabinetry, flooring, light fixtures, plumbing, electrical, and a newer HVAC system. A standout feature is the spacious four-season room, providing valuable additional living space and plenty of possibilities for a home office, game room, guest space, or additional sleeping area. Enjoy the convenience of being within walking distance of The Regalia Hotel and close to dining, entertainment, golf, boating, and everything the Four Seasons area has to offer. Whether you're searching for a full-time residence, weekend Lake getaway, or investment property, this villa offers an appealing combination of location, updates, and versatility. Low-maintenance Lake living with the space to make it your own—come see what makes the Four Seasons lifestyle so special! Be sure to check out the virtual tour for a bird's-eye view.

35 Casa Blanca Road Unit 2A, Lake Ozark
217 Southwood Shores Drive Unit 1A, Lake Ozark
$185,000
2 Beds ⋅ 2 Baths ⋅ 3590189 MLS
Nestled in a prime location at the 12-mile marker, this nicely updated condo offers the perfect blend of comfort and convenience. Experience serene lake views and enjoy the included boat slip and lift, making lake life effortlessly enjoyable. The condo comes fully furnished, ready for you to move in and start living the good life. As a walk-in unit with minimal stairs, accessibility is a breeze. The expansive deck, which has steps leading to pet-friendly areas, is perfect for relaxing or entertaining. The community is rich with amenities, including both indoor and outdoor pools, tennis courts, boat trailer parking, a convenient boat ramp, a clubhouse for gatherings, and a scenic lakefront boardwalk. This condo not only offers the lake lifestyle but also a investment opportunity as it allows short-term rentals. Embrace Lake of the Ozarks with ease and style in this well priced condo unit. Don't miss this rare opportunity for a furnished, turnkey property complete with all the extras.

217 Southwood Shores Drive Unit 1A, Lake Ozark
150 Southwood Shores Unit 1B, Lake Ozark
$169,000
2 Beds ⋅ 2 Baths ⋅ 3590283 MLS
Lake living is easy at this turnkey 2-bedroom, 2-bath condo in the gated Southwood Shores Condominiums! Located on the first floor, this inviting retreat combines convenience, comfort, and resort-style amenities, making it a great choice for a weekend getaway, vacation home, or full-time lake lifestyle. Step outside onto your private deck and enjoy easy access to the dock, where your included boat slip makes getting out on the water simple. Spend your days boating and exploring the lake, then come home to relax and take advantage of everything the community has to offer. Southwood Shores is packed with amenities, including an outdoor pool, an indoor pool, fitness center, tennis court, dog park, playground, and more. The assessment fee also includes internet, water, sewer, trash, and access to community amenities, helping make lake life even more convenient. With furnishings included, a boat slip ready for lake days, and an amenity-filled gated community, this condo is ready for you to start enjoying from day one. Schedule your private showing today and discover the Southwood Shores lifestyle!

150 Southwood Shores Unit 1B, Lake Ozark
86 Palisades Lakeview Drive Unit 2B, Lake Ozark
$299,000
3 Beds ⋅ 2 Baths ⋅ 3590288 MLS
If you’re looking for breathtaking lake views, convenient lake access, and endless opportunities for relaxation and fun, this is the perfect spot! Nestled within the highly desirable Palisades Condominiums, this stunning lakeview condo combines effortless accessibility with unparalleled comfort. From your private screened deck, enjoy a spectacular bird’s-eye view of the serene lake, perfect for morning coffee or evening cocktails. This unit is turn-key with all furnishings and ready for you to enjoy. The complex offers four sparkling pools where you can cool off on warm days. Whether you're boating, swimming, or simply soaking up the views, there’s something for everyone. With 3 spacious bedrooms and 2 full baths, this condo offers plenty of room for family and guests to unwind. The gated complex adds an extra layer of security and privacy, making it an ideal retreat. Don’t miss this rare opportunity to own a slice of lakefront paradise!

86 Palisades Lakeview Drive Unit 2B, Lake Ozark
245 Costa Del Sol Drive Unit 149, Lake Ozark
$225,000
2 Beds ⋅ 2 Baths ⋅ 3589460 MLS
Thoughtfully renovated from top to bottom, this exceptional 2-bedroom, 2-bathroom end-unit at Osage Vistas truly stands apart. With no neighbors above or below, it offers privacy while remaining conveniently located to everything Lake of the Ozarks has to offer. Inside, quality finishes and attention to detail shine throughout. Luxury vinyl flooring, quartz countertops including the wet bar, custom cabinetry with slide-out shelving and soft-close doors, new appliances, and a stackable washer and dryer create a clean, polished feel. The bathrooms feature new vanities, mirrors, toilets, doors, lighting, and fixtures, while new ceiling fans and light fixtures complete the space. HVAC was replaced in 2023. A standout feature is the oversized screened-in porch overlooking the woods, complete with new outdoor carpet and plenty of space to relax or gather. Osage Vistas offers six outdoor pools, BBQs, gathering areas, and marina access for slip holders, with limited short-term slips available. Owners also enjoy additional amenities through the Four Seasons POA. Meticulously finished, private, and truly move-in ready, this condo feels just as good as it looks.

245 Costa Del Sol Drive Unit 149, Lake Ozark
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Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 RE/MAX Lake of the Ozarks