Miller County Homes under $400,000

Welcome to Miller County, Missouri, a hidden gem nestled in the heart of the Ozarks! Known for its stunning natural landscapes, friendly communities, and rich history, Miller County offers a unique blend of rural charm and modern amenities. With picturesque lakes, lush forests, and a variety of recreational opportunities, this county is the perfect place for families, retirees, and anyone looking to embrace a serene lifestyle.

One of the standout features of Miller County is its affordability, particularly when it comes to housing. If you’re in the market for a home under $400,000, you’ll find a diverse selection of properties that cater to various tastes and needs. From charming single-family homes in quaint neighborhoods to spacious properties with stunning views, there’s something for everyone here. Many homes boast modern updates, large yards, and easy access to local amenities, making them ideal for both first-time buyers and those looking to downsize.

Living in Miller County means enjoying a slower pace of life while still being close to larger cities like Jefferson City and Osage Beach, which offer shopping, dining, and entertainment options. The county is also home to excellent schools and a strong sense of community, making it an ideal place to raise a family or retire comfortably.

Explore the possibilities of homeownership in Miller County, where affordability meets quality of life. Your dream home awaits in this beautiful corner of Missouri!

Newest Miller County Homes under $400,000

$239,999

3 Beds ⋅ 2 Baths ⋅ 3590590 MLS

Completely remodeled and turn-key, this 3-bedroom, 2-bath condo offers 1,400 sq. ft. of updated living space in a small, well-maintained complex with only 12 units. Features a redesigned open-concept floor plan with new kitchen cabinets, quartz countertops, tile backsplash, stainless steel appliances, added dishwasher, and center island with bar seating. Luxury vinyl plank flooring, new carpet, shiplap fireplace wall with reclaimed wood mantel, and updated lighting complete the modern lake-style feel. The spacious loft provides bonus living space or additional sleeping area, while the utility room and extra storage room offer plenty of storage. Additional updates include new windows with lifetime warranty, remodeled bath, remote-control electric fireplace, updated electrical panel, switches, outlets, doors, and wall-mounted A/C units. Enjoy a 10x28 boat slip in a year-round deep-water, no-wake cove including a 10,000lb hoist. Low association dues!! Conveniently located near restaurants, shopping, and entertainment, this unit is ideal as a full-time residence, vacation getaway, or rental investment.

37 Hampton Bay Road Unit 12, Eldon

$389,900

3 Beds ⋅ 2 Baths ⋅ 3590574 MLS

Country living with room to breathe! Situated on approximately 10 fenced acres, Barton School Road offers privacy, versatility & beautiful pastoral views—all just off the blacktop. The acreage is ideal for horses, chickens, gardens, hunting/outdoor recreation, with Brumley Creek running through the property. The 3-bedroom, 2-bath home offers 2,200 sq. ft. of finished living space. A former covered porch has been fully enclosed, insulated, heated/cooled, creating a comfortable extension of the home. The original 576 sq. ft. attached 2-car garage is currently used as a spacious sewing room. It could easily be converted back to a garage or used as an office, workshop, gym or creative space. Outdoor living includes multiple decks where you can relax and take in the peaceful country setting. Additional improvements include 2 storage buildings—1 for lawn equipment & another serving as a workshop. The home also features a metal roof, new HVAC system, quality wood cabinetry & propane fireplace. Much of the personal property can remain, including furniture, beds, grills, mowers, tools, water softener safe etc. Its the circle driveway, fenced pasture, and flowing creek country lifestyle.

40 Barton School Road, Brumley

$260,000

4 Beds ⋅ 2 Baths ⋅ 3590470 MLS

Offered for the first time in over 40 years, this iconic Eldon Victorian is a rare gem waiting to be discovered. Nestled on a prime corner lot backing directly to the city park, this property pairs timeless charm with an unbeatable location. From its classic silhouette to its exquisite historic detail, it celebrates an era of true craftsmanship rarely seen today. Meticulously cared for over decades, the home radiates unmistakable pride of ownership. Step up to the grand wraparound porch—a picture-perfect haven for sipping coffee and savoring the neighborhood vibes. Inside, the grand front parlor instantly commands attention, serving as a breathtaking sitting room or space for lively entertaining. Gorgeous leaded glass windows filter vibrant light across every room, showcasing the artistry that makes this home one of a kind. Bring your creative touch to polish this historic masterpiece and step into its storied legacy. This historic sanctuary is ready for the next generation to make forever memories.

601 E Newton Street, Eldon

$250,000

3 Beds ⋅ 2 Baths ⋅ 3590540 MLS

Seriously generous pricing for the new owner!! This 3 bedroom condo is priced like 2 bedroom condos with smaller boat slips! For the buyer who wants the best deal as much as the right condo. Trade the ordinary for island living, where you’re surrounded by water, fueled by sunshine, and your toughest decision is pool day, lake day, or both. Spend your mornings sipping coffee on your screened east-facing deck, and afternoons at the pool or on the water. After a full day of lake fun and sun, come back to a space that’s comfortable, updated, and ready to gather, featuring granite countertops, durable waterproof LVP flooring, and a layout that makes it easy to relax and recharge. Everything here is designed to make lake life effortless, from designated parking, and elevator access to the lakeside pool and docks. Your 14x36 boat slip is positioned in the calmer waters of the cove side. You can even keep an eye on your boat right from the unit. Whether it becomes your friends-and-family escape, your full-time retreat, or an investment as short-term rental income, lake days will turn into lasting memories. What an incredible price!! VACANZA!

60 Knox Road Unit Z204, Rocky Mount

$309,000

3 Beds ⋅ 2 Baths ⋅ 3590551 MLS

Experience lake living at its finest and even increase the bank account. This unit has proven to be an excellent income producing investment. Or simply reserve it for quality time with family & friends. Imagine waking up to a breathtaking, panoramic lake view from the bedside of this beautifully furnished 3-bedroom, 2-bath lakeside condo. Perfect as a full-time residence, weekend retreat, or investment property, this move-in-ready getaway offers comfort, convenience, and resort-style amenities. You'll relax on the spacious covered deck taking in the cool lake breeze while you capture the view of boats below. Or maybe you prefer to cozy up inside by the fireplace after a day on the lake. The open floor plan is designed for easy entertaining, just open the slider and take the party outdoors to watch the sunset. It's a perfect full-time residence, weekend retreat, or investment property, this move-in-ready getaway offers comfort, convenience, and resort-style amenities. The seller is offering it fully furnished, including the boat slip— so just grab a fishing pole and your swimsuit!

64 Knox Road Unit N205, Rocky Mount

$349,000

4 Beds ⋅ 3 Baths ⋅ 3590506 MLS

Lake days are easy from this turnkey 4-bedroom, 3 full bathroom condo at Lighthouse Landing! Offering approximately 1,700 sq ft and 2 primary suites, this spacious unit gives family and guests room to spread out. Step outside and you have a screened in porch off the living room on the main level and on the lower level another covered patio and just a few steps to the dock with a 12x32 boat slip and waverunner slip included. But location might be one of its biggest perks! Lighthouse sits inside a protected cove, where owners and guests can enjoy relaxing Lake days handing out in the water. When you are ready to get off the water, you're just minutes from Bagnell Dam Strip, great restaurants, shopping and year round entertainment. This complex also allows nightly rentals when your away. Whether you're gathering for a weekend or settling in for a longer stay, this condo puts the water close and keeps the work to a minimum.

40 Lighthouse Road Unit 101, Lake Ozark

$225,000

3 Beds ⋅ 1 Baths ⋅ 3588029 MLS

Welcome home to this cozy gem on a corner lot in an established neighborhood! The beautifully updated kitchen is perfect for preparing meals and gathering with family and friends. Central heating and air provide year-round comfort, while the attached one-car garage keeps your vehicle protected from the weather. An included shed offers additional storage for tools and outdoor essentials. Enjoy the spacious front yard and fenced backyard, with plenty of room for outdoor entertaining, gardening, or simply relaxing. Don’t miss the opportunity to make this charming home your own! Just on the edge of town this is the perfect location.

510 Ava Avenue, Eldon

202E Harbour Towne Drive Unit 202-E, Lake Ozark

$389,900

3 Beds ⋅ 3 Baths ⋅ 3590302 MLS

Sparkling clean and beautifully maintained, this 3-bedroom, 3-bath Harbour Towne condo delivers exceptional lake views, a prime location, and true turnkey convenience. The expansive deck captures an impressive 180-degree panoramic view of the Main Channel, with no docks directly in front to interrupt the scenery or lake activity. Thoughtfully furnished and ready to enjoy, the open living and dining areas offer plenty of space for family and guests, while the kitchen features granite breakfast bar, attractive appliances, a bay window and abundant seating. The spacious primary suite opens directly to the deck and includes a private bath with double vanities, soaking tub and walk-in shower. Two additional bedrooms provide comfortable accommodations, including a private ensuite. A 12x32 boat slip with an 8,000-lb lift and captain’s remote is included. Harbour Towne amenities include two heated pools, playground, tennis court, walking paths, lakefront promenade, pet areas and clubhouse with exercise room. Convenient by land or water and close to restaurants, entertainment and area attractions, this is the complete Lake of the Ozarks package!

202E Harbour Towne Drive Unit 202-E, Lake Ozark

$144,900

1 Beds ⋅ 1 Baths ⋅ 3590247 MLS

Beautifully remodeled 1-bedroom, 1-bath home offering 754 square feet of comfortable living space. This home has been fully remodeled with fresh updates throughout, creating a clean, modern, and inviting atmosphere. The functional layout makes excellent use of the space, with a comfortable living area, updated kitchen, spacious bedroom, and remodeled bathroom. Move-in ready and perfect for everyday living, a first-time buyer, downsizing, or an investment property. Don't miss the opportunity to see this beautifully updated home!

453 W 11th Street, Eldon

40 Lighthouse Road Unit 5-204, Lake Ozark

$315,000

3 Beds ⋅ 2 Baths ⋅ 3590115 MLS

Rare opportunity to own a 3-bedroom, 2-bath end-unit, walk-in with steps at Lighthouse Landing! This recently updated, turnkey condo offers privacy, easy access, vinyl plank flooring, and a TV-equipped deck perfect for relaxing after a day on the water. The property includes a 14x32 boat slip, with a garage available for additional purchase—the complete lake package! Only five garages exist in the entire development. Lighthouse Landing offers maintenance-free living, heated swimming pool, city water and sewer, and a convenient location just minutes from Highway 54. Enjoy a peaceful cove ideal for rafts, kayaks, and paddleboards, plus a community swim platform. The condo can also be rented to help offset ownership costs. Come see this exceptional lake retreat!

40 Lighthouse Road Unit 5-204, Lake Ozark

$199,900

3 Beds ⋅ 2 Baths ⋅ 3590168 MLS

Lake Access, Privacy & Convenience at Lake of the Ozarks! Enjoy the best of lake living with this 3-bedroom, 2-bathroom home offering a 2-car garage and access to the beautiful Lake of the Ozarks. Located just far enough from town to provide a sense of privacy and peaceful surroundings, yet only approximately 15 minutes from everyday conveniences, dining, shopping, and entertainment. Residents can enjoy access to the lakefront clubhouse and community dock for day dock use, making it easy to relax, connect, and take advantage of the lake lifestyle. Whether you're looking for a full-time residence, weekend getaway, or investment opportunity, this property offers a wonderful combination of comfort, location, and access to everything Lake of the Ozarks has to offer.

22 Portwood Meadows, Rocky Mount

$375,000

4 Beds ⋅ 2 Baths ⋅ 3590042 MLS

HISTORIC CHARM, MODERN LUXURY! Built in 1910, this SOLID 4-bed, 2-bath historic home has been remodeled from foundation up while preserving original hardwood floors, custom built-ins, crown molding & 6-inch baseboards. Stunning custom kitchen features ceiling-height cabinets w/ lighting, paneled refrigerator & dishwasher, high-end appliances, 6-burner natural gas cooktop, convection oven, farmhouse sink & wet bar w/ space for ice maker/wine fridge. Main-floor primary suite offers 2 walk-in closets & washer/dryer hookup. Upstairs guest bedrooms each feature large cedar-lined walk-in closets, plus custom marble-tiled wet bath w/ soaking tub & shower. Dry basement offers flexible game/theater room space. Utility area includes HVAC, new water heater, updated electrical panels, water softener & additional laundry hookup. Oversized, flat lot w/ covered front porch. Cherry on top: 1,200 sq ft detached garage/workshop w/ toilet room! Historic character, extensive updates & exceptional outbuildings on quiet street in walkable neighborhood.

101 Fairview Avenue, Eldon

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Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 RE/MAX Lake of the Ozarks