None Homes under $400,000

Welcome to your dream home search in the picturesque state of Missouri! Nestled in the heart of the Midwest, this region offers a delightful blend of charm, community spirit, and affordability, making it the perfect place for families, first-time buyers, and anyone looking to invest in their future.

With an array of homes available for under $400,000, you’ll find a variety of styles and sizes to fit your lifestyle. From cozy bungalows to spacious family homes, this area caters to diverse tastes and needs. Picture yourself enjoying the warm Missouri evenings on your front porch, or hosting gatherings in your backyard, surrounded by friendly neighbors and a welcoming community atmosphere.

The local amenities are just as appealing. Enjoy easy access to parks, schools, and shopping centers, ensuring that everything you need is just a stone's throw away. The vibrant local culture is palpable, with community events, farmers’ markets, and seasonal festivals that bring residents together.

Moreover, the region boasts beautiful natural landscapes, with scenic trails and parks perfect for outdoor enthusiasts. Whether you’re hiking, biking, or simply enjoying a leisurely stroll, the great outdoors is right at your doorstep.

With homes priced under $400,000, now is the perfect time to invest in your future in Missouri. Don’t miss the opportunity to be part of a thriving community where you can create lasting memories. Let us help you find your perfect home in this wonderful region today!

Newest None Homes under $400,000

$287,000

4 Beds ⋅ 3 Baths ⋅ 3590474 MLS

FULLY REMODELED CHARMER ON AN EXPANSIVE DOUBLE LOT Experience timeless character blended seamlessly with modern convenience in this beautifully remodeled 4 bedroom, 2.5 bathroom home. Situated on a standout double lot right in town, this property delivers generous outdoor breathing room while keeping you just minutes from everyday essentials including local grocery stores, top rated schools, medical facilities, and thriving area job opportunities. Step inside to discover fresh, stylish updates throughout a functional multi bedroom floor plan. The bright interior combines historic charm with brand new finishes, updated fixtures, and two and a half modern bathrooms designed for busy households or hosting guests. Outside, the expansive double lot offers incredible flexibility that is rare to find within town limits. Enjoy ample space for weekend entertaining, gardening, pet play areas, or even future additions like a workshop or custom outdoor living setup. If you are looking for turn key comfort, prime community access, and the luxury of extra yard space without the upkeep of heavy acreage, this refreshed home checks every box. Schedule your private showing today! Broker Owned

116 Oak Street, Eldon

$164,000

3 Beds ⋅ 2 Baths ⋅ 3590628 MLS

AFFORDABLE LIVING WITH GARAGE CARPORT AND SCREENED PORCH Discover functional, low maintenance living in this move in ready 3 bedroom, 2 bath manufactured home. Perfectly situated in a welcoming community known for quality schools and growing job opportunities, this property offers incredible value for first time buyers, downsizers, or savvy investors. Step inside to an efficient, comfortable layout featuring bright living areas and two full bathrooms. Outdoor living is a true highlight with a peaceful screened in porch, the perfect spot for morning coffee or relaxing evenings without dealing with summer pests. Outside, the property is packed with practical utility. The fully fenced back yard provides a secure haven for pets, kids, or private weekend get togethers. Vehicle and equipment storage is completely covered thanks to an attached carport alongside a separate small garage, ideal for a compact car, riding mower, ATV, or dedicated workshop tools. With affordable single level living, fantastic exterior storage options, and proximity to great schools and employment hubs, this turnkey package delivers everything you need at a fraction of the cost. Schedule your showing today!

309 N Walnut Street, Eldon

$349,995

4 Beds ⋅ 3 Baths ⋅ 3590619 MLS

This one didn't just get an update- it got a complete reset & pumped full of NEW Life! Taken down to the studs & rebuilt with today's buyer in mind, this Osage Beach home delivers that "brand new" feel without the hefty price tag. Completely reimagined from the inside out & located in one of the area's most convenient in-town locations at end of a quiet street. Walking inside you'll find a fresh modern interior that is truly move-in ready. Featuring new double hung windows & sliders brighten entire space, premium 5' plank LVP flooring, large granite kitchen island, efficient HVAC & open concept floorplan for comfortable easy living. The main floor offers 3 beds & 2 full baths with floor to ceiling tile showers complemented by gold accents for an elevated look. The primary bedroom includes en-suite with its own access to expansive rear deck that spans the home & connects to kitchen. Lower floor gives flexibility of an additional living room, plus 4th bedroom, custom full bath, walk out door, finished garage with polished look & epoxy floor. Plus an oversized flat yard offers room to expand. If you've been waiting for home that is fresh & priced right, this is it! NOT FOR RENT.

1060 Park Lane, Osage Beach

$375,000

3 Beds ⋅ 3 Baths ⋅ 3590613 MLS

This is the kind of lake property people wait for—and the kind that rarely stays available for long. This brand-new 3-bedroom, 2-bath townhome delivers that effortless blend of luxury and comfort. Purchased at the stud stage and finished to an exceptional standard, it offers the rare advantage of everything being completely new—beautifully done and ready for immediate enjoyment. The interior is light, open, and thoughtfully designed. Luxury vinyl plank flooring, granite countertops, and Pella windows create a clean, elevated feel throughout. A custom tiled shower, stylish dry bar with wine cooler, and a cleverly designed bunk room add both charm and function—while all-new mechanicals ensure peace of mind. Outside, the setting truly shines. With no neighboring property to the right, you’ll enjoy privacy beneath mature trees, whether relaxing on your lakeside deck or rinsing off in the private outdoor shower. A golf cart path makes lake access easy and inviting. A 10’ x 20’ boat slip is included, giving you instant access to the water. Offered fully furnished, with room to add a garage or additional parking, this is a turnkey opportunity that checks every box.

463 Lindsay Lane, Camdenton

$325,000

4 Beds ⋅ 2 Baths ⋅ 3590560 MLS

Looking for garage space? This one has 5… YES, FIVE garage spaces! Add 4 bedrooms, 2 baths, and 1.6 acres, and you have a property you won’t want to miss! With approximately 2,150 finished square feet, this inviting home offers space to settle in, spread out, and make it your own. Natural light fills the living room, while the kitchen offers abundant cabinetry, glass-front display cabinets, and an adjoining dining area that opens onto the spacious deck. Enjoy morning coffee beneath mature trees, host a backyard gathering, or unwind in the peaceful setting. Built-in deck seating, a shaded patio, and a fenced backyard area make outdoor living easy. The separate lower-level living area provides room for movie nights, hobbies, or entertaining, while workshop and storage space give your projects a place of their own. A covered front porch and generous concrete driveway complete the package. Space, charm, and FIVE garage spaces—come see why 318 Dunwurkin Road should be your next move. Schedule your showing today!

318 Dunwurkin Road, Laurie

$169,000

1 Beds ⋅ 1 Baths ⋅ 3590271 MLS

UPDATED TINY HOME + 5.4 UNRESTRICTED ACRES, ROOM TO BUILD, EXPLORE & ENJOY! This unique opportunity combines an updated 705 SF, 1-bedroom, 1-bath home with a separate 5.4-acre parcel of unrestricted land, located just minutes away. The home features a remodeled bathroom, new kitchen cabinets, countertops and appliances, luxury vinyl plank flooring, new interior and exterior paint, new roof, water softener and efficient mini-split system. A carport provides convenient covered parking. Enjoy access to three community access points to the Lake of the Ozarks, making it easy to enjoy boating, fishing and lake life. The additional 5.4 acres offers tremendous flexibility for a garage, shop, RV parking, hunting, recreation or future building/development opportunities. The acreage is just 550' off pavement with electric at the road and offers a nice mix of trees, wildlife, live creek and a seasonal lake view. Whether you're looking for a lake-area home with additional land for future plans or an investment opportunity with room to expand, this combination offers options that are hard to find. Two parcels. One opportunity. Lots of possibilities!

27116 Hard Rock Road, Barnett

$389,900

3 Beds ⋅ 2 Baths ⋅ 3590574 MLS

Country living with room to breathe! Situated on approximately 10 fenced acres, Barton School Road offers privacy, versatility & beautiful pastoral views—all just off the blacktop. The acreage is ideal for horses, chickens, gardens, hunting/outdoor recreation, with Brumley Creek running through the property. The 3-bedroom, 2-bath home offers 2,200 sq. ft. of finished living space. A former covered porch has been fully enclosed, insulated, heated/cooled, creating a comfortable extension of the home. The original 576 sq. ft. attached 2-car garage is currently used as a spacious sewing room. It could easily be converted back to a garage or used as an office, workshop, gym or creative space. Outdoor living includes multiple decks where you can relax and take in the peaceful country setting. Additional improvements include 2 storage buildings—1 for lawn equipment & another serving as a workshop. The home also features a metal roof, new HVAC system, quality wood cabinetry & propane fireplace. Much of the personal property can remain, including furniture, beds, grills, mowers, tools, water softener safe etc. Its the circle driveway, fenced pasture, and flowing creek country lifestyle.

40 Barton School Road, Brumley

$260,000

4 Beds ⋅ 2 Baths ⋅ 3590470 MLS

Offered for the first time in over 40 years, this iconic Eldon Victorian is a rare gem waiting to be discovered. Nestled on a prime corner lot backing directly to the city park, this property pairs timeless charm with an unbeatable location. From its classic silhouette to its exquisite historic detail, it celebrates an era of true craftsmanship rarely seen today. Meticulously cared for over decades, the home radiates unmistakable pride of ownership. Step up to the grand wraparound porch—a picture-perfect haven for sipping coffee and savoring the neighborhood vibes. Inside, the grand front parlor instantly commands attention, serving as a breathtaking sitting room or space for lively entertaining. Gorgeous leaded glass windows filter vibrant light across every room, showcasing the artistry that makes this home one of a kind. Bring your creative touch to polish this historic masterpiece and step into its storied legacy. This historic sanctuary is ready for the next generation to make forever memories.

601 E Newton Street, Eldon

$299,900

3 Beds ⋅ 2 Baths ⋅ 3590566 MLS

Need more garage, shop and storage space? This Versailles property delivers! Situated on three city lots, this 1,985 sq. ft. ranch offers 3 bedrooms, 2 bathrooms, a full finished basement and an impressive amount of space inside and out. The home features a large primary suite, spacious living areas and an attached 2-car garage with a convenient drive-through bay. The real standout is the detached 3-car garage with workshop space and an additional fully plumbed area offering exciting potential for future living space, guest quarters, home office or hobby space. With five total garage spaces, there's plenty of room for vehicles, a boat, lake toys, tools and projects. The home is ready for someone to bring their own personal touches, while the garage and shop setup is already hard to duplicate. Whether you're a contractor, car enthusiast, hobbyist or simply need more room, this property offers possibilities you won't find in the typical in-town home. Schedule your showing today!

312 South Oak Street, Versailles

$175,000

5 Beds ⋅ 2 Baths ⋅ 3590511 MLS

Prime Location in the Heart of Rolla Mo! Located a few blocks from the Historic Downtown Area with shops, dining & entertainment! Perfect Home for Fulltime Living or use as an investment property - would make a great rental! Features 5 bedrooms, 2 bathrooms, New windows (except for 2), Updated Electrical Panel, New Exterior Doors, Vinyl Siding (low Maintnance), Cozy Floorplan with Spacious Primary Bedroom with hardwood floors, large Deck, Wood Burning Stove for extra heat source & has City Water & Sewer! Not only is the interior of home nice... the fenced in backyard is great too. Gentle Yard with nice storage Shed... perfect. All of this and located just a short walk to Rolla High School and a few blocks from MO University of Science & Technology.

802 E 7th Street, Other

$399,000

4 Beds ⋅ 3 Baths ⋅ 3590286 MLS

17 ACRES. BRICK RANCHER. SOLAR. BASEMENT POTENTIAL. And all just minutes from Hwy 54! This 3-bedroom, 2.5-bath brick rancher offers the space, privacy, and solid construction you've been looking for. Inside, you'll find a formal dining room, spacious living areas, stainless steel appliances, and a layout ready for you to put your own stamp on. The walk-out basement is already framed and ready to be finished into whatever suits your lifestyle, from a family room to additional bedrooms, a home gym, or the ultimate entertaining space. Outside, the large private deck is made for morning coffee, evening sunsets, and entertaining with room to roam in every direction. Solar panels add even more value to this already impressive property. The home could use some updating, but the bones are here and the possibilities are HUGE. Bring your vision, make it yours, and enjoy 17 acres of your own!

3206 Honey Creek Road, Jefferson City

$269,000

4 Beds ⋅ 3 Baths ⋅ 3590051 MLS

TIMELESS CHARACTER MEETS MODERN EFFICIENCY in this spacious 4BR/2.5BA Jefferson City home just minutes from downtown! Beautiful hardwood and laminate flooring, crown molding, built-ins and newer windows showcase the home's charm, while thoughtful upgrades make everyday living easy. The kitchen features new appliances and a gas stove, while the inviting four-seasons room offers flexible year-round living space. Enjoy a covered porch, fenced yard, detached garage with new garage door, plus a carport with ramp for convenient access. Energy-conscious buyers will love the solar panels with battery backup, low utility costs, new oversized mini-splits, WiFi Nest thermostat and Level 2 EV charger. Additional upgrades include a new retaining wall and blackout cellular blinds. Relax outdoors or take in the impressive Capitol view! With generous living spaces, historic character and smart-home conveniences, this move-in-ready property delivers comfort, efficiency and an unbeatable location close to downtown Jefferson City. Set on approximately .56 acre, this 2,407 sq. ft. home also offers a full walkout basement, main-level primary suite and abundant storage. Schedule your private tour today!

912 Broadway Street, Jefferson City

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Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 RE/MAX Lake of the Ozarks