Emerald Bay Condominium Homes under $400,000

Emerald Bay Condominium Homes under $400,000

Welcome to Emerald Bay Condominium, a hidden gem nestled in the heart of Lake Ozark, Missouri. This charming subdivision offers an idyllic retreat for those seeking a serene lifestyle without sacrificing modern conveniences. With its stunning views of the lake and lush surroundings, Emerald Bay is perfect for families, retirees, and anyone looking to embrace the beauty of nature.

Emerald Bay boasts a variety of well-appointed condominiums, many of which are available for under $400,000. This makes it an ideal choice for first-time homebuyers or those looking for a vacation getaway that won’t break the bank. Each home in this vibrant community features spacious layouts, contemporary finishes, and access to a wealth of amenities, including a sparkling pool, walking trails, and community gathering spaces. Imagine waking up to the gentle sounds of nature and enjoying your morning coffee on a private balcony overlooking the water.

Living in Emerald Bay means you’re just moments away from the best that Lake Ozark has to offer. Explore local dining options, boutique shopping, and a plethora of outdoor activities, from boating and fishing to hiking and golfing. The community is also conveniently located near major highways, making it easy to access nearby attractions and cities.

Whether you’re seeking a permanent residence or a seasonal retreat, Emerald Bay Condominium presents a unique opportunity to enjoy the tranquility of lakeside living. Discover your dream home today in this enchanting community, where affordability meets luxury in the heart of Lake Ozark!

Newest Emerald Bay Condominium Homes under $400,000

116 Emerald Bay Drive Unit 3D, Lake Ozark
$279,900
3 Beds ⋅ 2 Baths ⋅ 3590195 MLS
Top-floor lake view condo in Emerald Bay with a 12x32 boat slip, located in the heart of Horseshoe Bend. This fully furnished, turnkey 3-bedroom, 2-bath condo offers panoramic Main Channel views and effortless lake living. The property has been used as a short-term rental with a strong rental history. The open-concept layout features a spacious living area and bright kitchen with stainless steel appliances, breakfast bar, and ample cabinet space. The primary suite includes direct deck access, double vanity bath, and lake views. Two additional bedrooms offer flexibility for guests, family, or rental use. Enjoy the newly built cedar deck (2024) overlooking Lake of the Ozarks, ideal for morning coffee or sunset dining. This top-floor unit provides added privacy, natural light, and elevated views. Emerald Bay amenities include a newly renovated pool, tennis court with basketball hoop across from the unit, plus a second lakefront pool and clubhouse. Recent updates include HVAC (2022), refrigerator (2025), and newer roofs throughout the complex. Convenient to Bagnell Dam dining, shopping, and entertainment. Move-in ready for full-time living, weekends, or investment use.

116 Emerald Bay Drive Unit 3D, Lake Ozark
26 Emerald Bay Court Unit 1A, Lake Ozark
$225,000
2 Beds ⋅ 2 Baths ⋅ 3590155 MLS
BIG VIEWS, PROTECTED SLIP & READY FOR LAKE LIFE! Enjoy impressive main-channel views from this furnished 2-bedroom, 2-bath condo at Emerald Bay. The open living, dining and kitchen area keeps the lake in view and flows right out to the covered deck, the perfect spot for morning coffee, evening cocktails or watching the boats go by. The kitchen was updated in 2022, while a primary bath update and NEW HVAC in 2026 add comfort and peace of mind. Your 10x32 boat slip is located in a protected cove, giving you convenient lake access without the main-channel exposure. Emerald Bay offers community pools, clubhouse and tennis courts, with cable and internet included in the assessments. Nightly rentals are allowed, giving you the flexibility to enjoy it as your personal lake getaway or explore rental potential, although this unit has never been used as a rental. Located at the 14 MM and just minutes from the heart of Lake Ozark. Come for the view, stay for the lifestyle!

26 Emerald Bay Court Unit 1A, Lake Ozark
44 Emerald Bay Court Unit 2B, Lake Ozark
$325,000
2 Beds ⋅ 2 Baths ⋅ 3590049 MLS
Your Lake of the Ozarks getaway starts here! This 2-bedroom, 2-bath end-unit condo at Emerald Bay offers 1,123 sq ft of comfortable one-level living with only three steps to the unit. Step inside to an open living space with a fireplace, plenty of natural light, and easy access to the covered deck overlooking the lake. The primary suite features a private bath with dual sinks and a walk-in closet, while the spacious second bedroom is ready for family and guests. A 12x28 boat slip is included, keeping lake days close and convenient. The condo is offered furnished with appliances, and Emerald Bay provides community pools, a clubhouse, a fitness area, tennis courts, and more. Located at the 14 MM with easy access to everything Lake Ozark has to offer by land or water. A great option for a personal lake retreat, full-time living, or rental potential—all at $325,000.

44 Emerald Bay Court Unit 2B, Lake Ozark
116 Emerald Bay Drive Unit 2C, Lake Ozark
$275,000
2 Beds ⋅ 2 Baths ⋅ 3590134 MLS
THAT VIEW ISN’T A BACKDROP—IT’S YOUR EVERYDAY VIEW! This fully furnished 2BR/2BA condo delivers huge, unobstructed main channel views in a peaceful setting down HH, yet you're just minutes from Osage Beach shopping, dining, golf and entertainment. The open floor plan leads to a screened deck with a front-row seat to the lake. HVAC was replaced just 2 years ago, and nightly rentals are allowed, making this a great option for a personal getaway, full-time living or investment property. A 12x28 boat slip PLUS PWC slip are included, so you're ready to hit the water. The unit is conveniently located directly across from one of two community pools and the tennis courts. Additional amenities include a clubhouse, fitness area and double storage. Fully furnished, turn-key and ready to enjoy—just bring your bags and start living the lake life!

116 Emerald Bay Drive Unit 2C, Lake Ozark
214 Emerald Bay Drive Unit 2B, Lake Ozark
$360,000
3 Beds ⋅ 2 Baths ⋅ 3588819 MLS
Welcome to Emerald Bay, where lake living meets convenience! This beautifully updated 3-bedroom, 2-bath walk-in condo offers stunning main channel views and comes fully furnished, making it truly move-in ready. The open floor plan flows seamlessly to an extra-large extended lakeside deck, creating exceptional outdoor living and entertaining space. Included is a 12x28 boat slip, providing easy access to all the fun Lake of the Ozarks has to offer. Ideally located by both land and water, you are just minutes from popular waterfront restaurants, golf courses, shopping, entertainment and everyday conveniences. Emerald Bay features a lakeside community pool, well-maintained grounds, and affordable HOA dues, making ownership both enjoyable and economical. Whether you are searching for a full-time residence, weekend getaway or investment opportunity, this property checks every box. Established nightly rentals for this unit provide excellent income potential. Don't miss this opportunity to own an updated, furnished condo with breathtaking lake views in one of the lake's most desirable communities! Call for your private tour today.

214 Emerald Bay Drive Unit 2B, Lake Ozark
214 Emerald Bay Drive Unit 1B, Lake Ozark
$299,000
2 Beds ⋅ 2 Baths ⋅ 3588820 MLS
Experience the best of Lake of the Ozarks living in this beautifully updated 2-bdrm, 2-bth condo at Emerald Bay! Featuring stunning main channel views, this move-in-ready property comes fully furnished & includes a 10x24 boat slip w/ 4000# hoist, making it ready for immediate enjoyment. The open-concept floor plan offers comfortable living & entertaining space, while the lakeside deck provides the perfect setting for morning coffee, outdoor dining or relaxing while taking in the breathtaking lake views. Conveniently located by both land & water, you'll be just minutes from popular waterfront restaurants, golf courses, shopping & entertainment. Emerald Bay is a highly desirable community featuring a lakeside pool, beautifully maintained grounds & affordable HOA dues. Established nightly rentals within the complex make this an excellent investment opportunity, vacation getaway, or full-time residence. Whether you're boating, golfing, dining, or simply enjoying the lake lifestyle, this condo offers the ideal combination of location, convenience & value. Don't miss your opportunity to own a lakefront property in one of the area's most sought-after communities!

214 Emerald Bay Drive Unit 1B, Lake Ozark
214 Emerald Bay Drive Unit 1A, Lake Ozark
$335,000
3 Beds ⋅ 2 Baths ⋅ 3588085 MLS
Lake life feels effortless at Emerald Bay. This 3-bedroom, 2-bath main-level condo pairs everyday comfort with a front-row seat to the water, featuring bright, welcoming interiors and a covered deck made for morning coffee, sunset views, and everything in between. This unit comes fully furnished and set up as an income producing nightly rental. Step outside and enjoy easy walkout access to your own boat slip right in front of your unit, plus resort-style amenities including two saltwater pools, a fitness center, basketball court, and tennis court. Set near the 14 MM, you’re close to favorite lakefront dining, golf, shopping, and entertainment. Currently being used as a short term rental that is booked up all summer long. Whether used as a weekend retreat, full-time escape, or investment opportunity, this condo is ready for its next chapter. Call for a private showing today !

214 Emerald Bay Drive Unit 1A, Lake Ozark
116 Emerald Bay Drive Unit 2D, Lake Ozark
$319,900
3 Beds ⋅ 2 Baths ⋅ 3587334 MLS
Located at the Lake of the Ozarks, this stunning turnkey 3BR/2BA end-unit condo offers the perfect blend of luxury, comfort, & investment potential. Featuring privacy, a coveted 12x36 boat slip, & an oversized covered deck w/breathtaking 180° Main Channel views, this is lake living at its finest. Enjoy peaceful sunrise mornings & unforgettable sunset evenings from your private outdoor retreat. Inside, the spacious primary suite showcases incredible lake views, while 2 additional guest bedrooms are thoughtfully separated for enhanced privacy & comfort. The open-concept living & dining area flows seamlessly into the beautifully updated kitchen, complete w/quartz countertops & panoramic lake views throughout. Natural light pours into every room thanks to the end-unit location. Additional highlights include private storage unit, oversized boat slip, & turnkey convenience, making this condo ideal as for full-time, weekend getaway, or income-producer. Located off Horseshoe Bend, you’ll have quick access to some of the Lake’s best dining, shopping, & entertainment. For breathtaking views, large boat slip, & move-in-ready lakefront retreat w/rental potential, this condo checks every box.

116 Emerald Bay Drive Unit 2D, Lake Ozark
92 Emerald Bay Drive Unit 2B, Lake Ozark
$299,800
2 Beds ⋅ 2 Baths ⋅ 3587296 MLS
Positioned within the highly sought-after Emerald Bay community, this updated condo captures commanding main channel views, refined interior finishes, and an exceptional indoor-outdoor living experience complete with a 12x32 boat slip. The open-concept interior is layered with upscale details including tray ceilings, updated flooring, designer backsplash, stainless steel appliances, and an inviting breakfast bar that anchors the kitchen and living space. Expansive multi-panel sliding glass doors fully open to the screened lakeside deck, blurring the line between indoor comfort and outdoor entertaining. Elevated above the water, this remarkable space features composite decking, a fireplace, mounted TV, and sweeping panoramic views. The private primary suite offers direct deck access and a custom walk-in closet. Offered fully furnished and turnkey, this residence is ready for immediate enjoyment. Included are boat slip F13 in Dock F with a 6500 lb hoist and storage unit #28. Emerald Bay amenities include pools, tennis courts, clubhouse access, and a central lake location moments from waterfront dining, golf, and entertainment.

92 Emerald Bay Drive Unit 2B, Lake Ozark
204 Emerald Bay Drive Unit 2B, Lake Ozark
$315,000
2 Beds ⋅ 2 Baths ⋅ 3586790 MLS
NEW HVAC JUST INSTALLED - SAME PRICE! Enjoy stunning, unobstructed waterfront views of the main channel from this walk-in 2 bedroom, 2 bathroom condo, featuring just four steps off the parking lot. Ideally located on the 14MM central to all the lake’s hotspots and at the beginning of Horseshoe Bend for easy in and out on those busy weekends. The deck will be your favorite spot as you watch the boat action and hear the relaxing splash of water and see turtles sunning. The 12’ x 32’ boat slip with approximately 12,000 lb. hoist is visible from the condo and with no steps to get to the wave-break protected dock, it’s a breeze rolling your cooler to the boat! Move-in ready and the kitchen is fully updated with brand new ceiling-height cabinets, solid surface counters, and stainless steel appliances. Furnished and conveniently located next to one of two pools and the clubhouse with fitness equipment. Tennis/pickleball/sports court available for a little friendly competition. Perfect for lakefront living with easy access to amenities, recreational activities, golf courses, shopping and some of the lake’s best restaurants and music venues.

204 Emerald Bay Drive Unit 2B, Lake Ozark
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Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 RE/MAX Lake of the Ozarks