Monarch Cove Condominium Homes under $400,000

Monarch Cove Condominium Homes under $400,000

Welcome to Monarch Cove Condominium, a hidden gem nestled in the heart of Lake Ozark, Missouri. This inviting subdivision offers a perfect blend of comfort, convenience, and community, making it an ideal choice for families, retirees, and anyone seeking a serene escape by the water. With its picturesque surroundings and friendly atmosphere, Monarch Cove is more than just a place to live; it's a lifestyle.

One of the standout features of Monarch Cove is its affordability, with homes available for under $400,000. This makes it an attractive option for first-time homebuyers and those looking to invest in a vacation property without breaking the bank. Each condominium is designed with modern amenities and thoughtful layouts, ensuring that residents enjoy both style and functionality. Picture yourself unwinding in your spacious living area, or enjoying a morning coffee on your private balcony while taking in the breathtaking views of the lake.

Living in Monarch Cove means embracing the vibrant Lake Ozark lifestyle. Residents can take advantage of nearby recreational activities, including boating, fishing, and hiking, all while being just a stone's throw away from local shops, restaurants, and entertainment options. The community is also known for its well-maintained grounds and supportive neighborhood spirit, making it easy to forge lasting friendships.

If you’re looking for an affordable yet luxurious living experience in Camden County, Monarch Cove Condominium is the perfect place to call home. Don’t miss your chance to be part of this charming community!

Newest Monarch Cove Condominium Homes under $400,000

183 Upper Monarch Cove Unit 5 F, Lake Ozark
$400,000
3 Beds ⋅ 3 Baths ⋅ 3588704 MLS
Lake life is calling at Monarch Cove! This 3-bedroom, 3-bath lakefront condo offers the perfect combination of location, comfort, and convenience at the 2 MM of the Osage. Situated in an end-unit location, the open, single-level floor plan is designed for easy lake living with plenty of space to gather, relax, and enjoy your time at the water. Step outside onto the covered deck and settle into the Lake of the Ozarks lifestyle, whether you're enjoying a quiet morning or winding down after a full day on the water. Offered furnished and ready to enjoy, this condo also includes a 12x32 boat slip in the community docks, making it easy to start your lake adventures from day one. Monarch Cove features a community pool, adding another great place to relax and enjoy those summer days. Nightly rentals are allowed, giving buyers the flexibility to use the property as a full-time residence, lake getaway, or potential investment property. Located on Horseshoe Bend with convenient access to everything Lake Ozark has to offer, this is your opportunity to spend less time on upkeep and more time enjoying the Lake!

183 Upper Monarch Cove Unit 5 F, Lake Ozark
85 Monarch Cove Court Unit 3E, Lake Ozark
$385,500
3 Beds ⋅ 2 Baths ⋅ 3589233 MLS
Welcome to this beautifully updated move in ready freshly painted turn-key home! Designed and highlighted with thoughtful details, designer finishes and stunning main channel views! The open concept living area is perfect for both everyday living and entertaining. The living area leads out to a wonderful covered deck-the perfect place to relax and soak up the views. The Kitchen boasts of sleek sultry dark cabinetry, granite countertops, and stainless appliances-all illuminated by the natural light that fills the home. The primary suite is your own personnel retreat, allowing you to enjoy the view from the moment you open your eyes and comes complete with an oversized custom tiled walk in shower. With two nice size guest bedrooms there is plenty of room for all your friends and family. The 12x36 boat slip tips the scale and is an added bonus. A fantastic opportunity for a primary residence, vacation getaway, or investment in a highly desirable area. A well maintained complex that offers 3 pools, 2 hot tubs, an outdoor kitchen, elevator, pet area and rentals allowed all make this complex the perfect choice. Centrally located with convenient access to shopping, dining and nightlife.

85 Monarch Cove Court Unit 3E, Lake Ozark
151 Upper Monarch Cove Drive Unit 3E, Lake Ozark
$290,000
2 Beds ⋅ 2 Baths ⋅ 3589363 MLS
Gorgeous walk in level unit located at Lake of the Ozarks in the highly coveted Monarch Cove Condominiums. This unit will come fully furnished, turnkey ready for you to enjoy the Lake Ozark vibes. Featuring 9 ft ceilings, easy care wood, tile floors, fresh paint and updates throughout. The unit is a walk in level with no steps from parking lot to door. As you head in the living, kitchen and dining room are open concept and head out to the Lakeside patio to take in the views!! Master bedroom suite is also located lakeside with a spacious full bathroom and walk in closet. The guest bedroom is located on the roadside of the unit, along with full bath. The unit will come with a 12x32 slip in a protected dock. The complex also features elevators, heated pools, hot tubs, outdoor grill areas and much more. A boardwalk that wraps around the Lakeside with beautiful landscaping and Lake Ozark views. Monarch Cove is one of the most coveted locations as it is at the beginning of Horseshoe bend, minutes from Bagnell Dam strip, shopping, dining and night life. Monarch allows for nightly rentals for those looking for an investment opportunity. Call to day to schedule your private tour.

151 Upper Monarch Cove Drive Unit 3E, Lake Ozark
85 Monarch Cove Road Unit 1C, Lake Ozark
$265,000
1 Beds ⋅ 2 Baths ⋅ 3589300 MLS
THIS BEAUTIFUL 850 sq foot ONE BEDROOM UNIT HAS A BONUS ROOM FOR EXTRA SLEEPING OR OFFICE. THIS UNIT IS PERFECT FOR THOSE FAMILY VACATIONS. DOCK 4R, SLIP#12, IS DIRECTLY IN FRONT OF THIS LOWER LEVEL WALKOUT UNIT. Special care with all the new updating, makes the unit show like a display. From the New Stainless Steel appliance, New Walk-In Shower, ceramic tile, grab bars & Special made shower door, new LVP flooring throughout, ceramic tile in bathrooms, kitchen, and dining room. Most condos have a washer & dryer in a closet, this one has a Laundry Room with Newer washer & dryer as well as New ceramic tile & Water Softener. Window treatments & insulated draperies that shield the heat & cold for better heating & cooling bills. Enjoy the beautiful view of the Lake from the Screened-in porch or step out & stroll down the side walk with green grass & landscaping to the 3 Heated Saltwater pools with 2 hot tubs. HOA includes propane gas for the fireplace & outside grill, Water, Trash, Sewer, Dock Maintenance, Elevators to the pools, quarterly pest control, yearly dryer cleaning, pet area, Spectrum hi speed Internet with TV channels. Great Location, beautiful Sunsets, very popular area.

85 Monarch Cove Road Unit 1C, Lake Ozark
85 Monarch Cove Court Unit 6B, Lake Ozark
$369,900
3 Beds ⋅ 2 Baths ⋅ 3589007 MLS
Welcome to your Serene Lakefront Retreat! This spacious 3 Bedroom, 2 Bathroom, top floor condo features VAULTED ceilings that create an open, airy feel throughout. Enjoy your morning coffee or unwind at sunset with Beautiful Views of the LAKE from the screened in deck. Enjoy Peaceful walks along the boardwalk that runs all the way around the complex. Convenient ELEVATOR access brings you right to the unit, combining ease with privacy and peace. Whether you're entertaining guests or seeking a quiet escape; this unit offers the perfect balance. With THREE POOLS on the property there's no overcrowding in the summer. Nightly rentals are allowed for the savvy investor. Let your new LAKE escape pay for itself! A rare find- don't miss your chance to make it yours! Agent Owned.

85 Monarch Cove Court Unit 6B, Lake Ozark
85 Monarch Cove Road Unit 3D, Lake Ozark
$359,000
3 Beds ⋅ 2 Baths ⋅ 3587105 MLS
Don't miss out on this beautiful walk-in end unit at Monarch Cove. That's correct No steps from the parking lot to the door of this awesome 3-bedroom 2 bath condo. And the elevator is about a dozen steps from the front door of the unit waiting to take you to the 12x36 boat slip and/or the 2 PWC slips. This is a Turn-Key sale so you can stay in your new condo the first night! Being an end unit it provides a main channel and cove view for your enjoyment. This very clean unit is ready to be Yours! Enjoy Monarch Cove living with the amazing pools and the location is just minutes from golf, shopping, restaurants, and Bagnell Dam.

85 Monarch Cove Road Unit 3D, Lake Ozark
183 Upper Monarch Cove Drive Unit 2F, Lake Ozark
$379,900
3 Beds ⋅ 3 Baths ⋅ 3584107 MLS
BEST DEAL at Monarch Cove! This SUPER NICE 3BR, 2.5BA condo offers the space, comfort, and views you’ve been waiting for! Experience the difference a generous 1,400+ sq ft floor plan makes—perfect for hosting family and friends who will want to extend their stay! As a highly desirable end unit, enjoy an abundance of natural light streaming through additional side windows. The updated kitchen features granite countertops and opens seamlessly to the living and dining areas. The lakeside primary suite is a true retreat with a spa-style bath complete with jetted tub, walk-in shower, and walk-in closet. Relax for hours on the deck taking in spectacular main channel views. Owners and guests love Monarch Cove for its resort-style amenities including three pools, hot tubs, outdoor kitchen, elevators, lush grounds, and a scenic shoreline walking path. New HVAC in 2021. Turnkey package includes furnishings, 12x32 boat slip with 4,000 lb lift, and a PWC slip—an easy way to get started at the Lake! Ideally located at the 2MM by water and just off Duckhead & HH by land—only minutes to Hwy 54 and the Bagnell Dam Strip area, with convenient access to popular lakeside restaurants.

183 Upper Monarch Cove Drive Unit 2F, Lake Ozark
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Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 RE/MAX Lake of the Ozarks