Pine Cove Homes under $400,000

Welcome to Pine Cove, a hidden gem nestled in the heart of Camden County, Missouri. This charming subdivision is not just a place to live; it’s a vibrant community where nature meets modern living. Surrounded by lush landscapes and tranquil waters, Pine Cove offers residents the perfect blend of serenity and convenience, making it an ideal choice for families, retirees, and anyone looking to embrace a lifestyle filled with outdoor adventures.

One of the standout features of Pine Cove is its affordability. With homes available under $400,000, this subdivision provides an exceptional opportunity for those seeking quality living without breaking the bank. The homes here boast a variety of architectural styles, from cozy cottages to spacious family residences, ensuring that there’s something to suit every taste and need. Many properties feature modern amenities, open floor plans, and beautiful outdoor spaces, perfect for entertaining or simply enjoying the picturesque surroundings.

Living in Pine Cove means you’re just a stone’s throw away from the stunning Lake of the Ozarks, where residents can indulge in boating, fishing, and hiking. The community is also conveniently located near shopping, dining, and recreational facilities, making everyday life a breeze.

Whether you’re looking to buy your first home, downsize, or invest in a vacation property, Pine Cove offers an inviting atmosphere and a strong sense of community. Discover the charm and affordability of Pine Cove today, and let this wonderful subdivision be the backdrop for your new chapter in life!

Newest Pine Cove Homes under $400,000

$210,000

2 Beds ⋅ 1 Baths ⋅ 3590630 MLS

Charming lakefront cabin delivers the perfect blend of relaxation, comfort, and value. Whether you’re looking for a full-time retreat, weekend getaway, or investment opportunity, this property is packed with upgrades and ready to enjoy from day one. Inside, the smartly designed layout maximizes every space. The spacious master suite features an electric fireplace, office nook, and balcony overlooking the water. Start mornings in the cozy dining nook with beautiful lake views and coffee in hand. The fully remodeled 2023 kitchen showcases quartzite countertops, a large island, and brand-new stainless steel appliances — ideal for entertaining. Efficient mini-split systems provide year-round heating and cooling comfort. Step outside to enjoy lake living at its best. The oversized deck with a roll-out canopy is perfect for relaxing or hosting guests. Easy water access is provided by both a tram and staircase leading to the two-slip dock, and the outdoor shower is perfect after a fun day on the lake. Adding even more value, a newly constructed 2024 detached metal building with dual-entry doors offers abundant storage, workshop space, or room for all your lake toys.

624 Look Out Drive, Edwards

$125,000

3 Beds ⋅ 2 Baths ⋅ 3590443 MLS

This is an opportunity to create a home that reflects your style! This 3 bedroom, 1.5 bath property features new flooring, new paint, and newly tiled full bathroom that needs finishing touches. Owners could not finish the remodel - so you get the benefit! Kitchen area is ready for the island to be re-installed due to new flooring added. *** WELL - new pump and tank in 2024. SEPTIC - new laterals for gray water added and septic tank replaced in 2025. HVAC - New electric unit installed in 2025. Water Heater - New unit added 2024. WOW! The property offers a large, fenced-in yard that could easily be transformed into a wonderful outdoor space with alittle TLC. Plenty of room for gardening, pets, and outdoor entertaining ideas! Carport is ready for your RV or make it into a garage. Bring your vision and make this property your own. This sale is an AS-IS property. Come see what an opportunity this is!

3081 Pine Cove Road, Climax Springs

$260,000

2 Beds ⋅ 1 Baths ⋅ 3588597 MLS

Welcome to 1146 Stoddard Lane, where breathtaking main channel views, 142 feet of shoreline, and endless potential come together on the peaceful west side of the Lake of the Ozarks. The home offers comfortable living today while giving the next owner the opportunity to update, renovate, or completely reimagine the space. With 142 feet of lakefront, there is ample room to create the lake property you've always envisioned. Whether you're looking for a weekend retreat, vacation rental, full-time residence, or a site to build your dream lake home or guest house, the possibilities here are truly endless. Located at the 61 Mile Marker, you'll enjoy calmer water, incredible views, and the convenience of being within easy driving distance of Kansas City, Sedalia, Warsaw, and the surrounding areas, making weekend trips to the lake easier than ever. Properties with this combination of shoreline, views, and future potential are becoming increasingly difficult to find. If you've been waiting for the chance to own a piece of the Lake where you can enjoy it today and add value for years to come, this is one you won't want to miss.

1146 Stoddard Lane, Edwards

$344,500

2 Beds ⋅ 2 Baths ⋅ 3586564 MLS

Lake of the Ozarks waterfront property featuring natural stone accents and a functional layout. The living room offers a full stone wall with fireplace and wood flooring. The primary bedroom is located off the living area with sliding barn door and includes a walk-in closet and attached bath with shower/tub combination. The kitchen and dining area open to the living space and provide access to a large deck overlooking the water. Kitchen features include stainless steel appliances, granite countertops, tile backsplash, and pantry. A laundry room with half bath is also on the main level. A second bedroom and partial unfinished basement offer additional space and storage. This property includes a shared well, private septic system, shared driveway, storage building, and fenced kennel area. Waterfront features include a seawall and covered, two-well dock with boat and PWC lifts, and a swim platform, located in a cove setting at the 61MM with year-round deep water access. This property has a main channel view with fabulous sunrises! Come make this your lake home!

2549 Pine Cove Road, Edwards

$299,900

2 Beds ⋅ 1 Baths ⋅ 3584923 MLS

New construction with character you simply can’t fake—this Amish-built log cabin delivers warmth, craftsmanship, and a view that steals the show. Designed to feel like the perfect lake escape, the home offers 2 sleeping areas with 1 main-level bedroom plus a spacious 15x24 loft, along with a full bathroom and soaring vaulted ceilings that make the interior feel open and inviting. Natural wood finishes and authentic log construction give it that true cabin feel buyers are looking for. Step outside to the huge covered deck where the outstanding lake view becomes the backdrop for morning coffee, evening dinners, and everything in between. Whether you're looking for a weekend getaway, investment opportunity, or low-maintenance full-time retreat, this property offers that hard-to-find blend of new construction and rustic charm. Lake access is easy with a nearby boat ramp, making days on the water simple and convenient. If you’ve been looking for a place with personality, craftsmanship, and a view worth showing off—this one stands out.

2809 Pine Cove Road, Edwards

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Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 RE/MAX Lake of the Ozarks